XML 49 R34.htm IDEA: XBRL DOCUMENT v2.4.1.9
Fair Value Measurements (Details) (USD $)
3 Months Ended
Mar. 31, 2015
Mar. 31, 2014
Dec. 31, 2014
Assets:      
Securities available-for-sale $ 58,913,000us-gaap_AvailableForSaleSecurities   $ 58,986,000us-gaap_AvailableForSaleSecurities
Impaired loans 4,758,000us-gaap_ImpairedFinancingReceivableRecordedInvestment   4,873,000us-gaap_ImpairedFinancingReceivableRecordedInvestment
Other real estate owned 267,000us-gaap_OtherRealEstate   198,000us-gaap_OtherRealEstate
Write-downs of other real estate owned 10,000us-gaap_ImpairmentOfRealEstate 17,000us-gaap_ImpairmentOfRealEstate  
Principal balance of impaired loans 784,000czfc_FairValueCollateralImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance   841,000czfc_FairValueCollateralImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
Valuation allowance 359,000czfc_FairValueCollateralImpairedFinancingReceivableRelatedAllowance   330,000czfc_FairValueCollateralImpairedFinancingReceivableRelatedAllowance
Increase (decrease) in the provision for loan losses 28,000us-gaap_AllowanceForLoanAndLeaseLossesAdjustmentsNet 64,000us-gaap_AllowanceForLoanAndLeaseLossesAdjustmentsNet  
U. S. government agencies and government sponsored entities      
Assets:      
Securities available-for-sale 2,993,000us-gaap_AvailableForSaleSecurities
/ us-gaap_InvestmentTypeAxis
= us-gaap_USTreasuryAndGovernmentMember
  2,948,000us-gaap_AvailableForSaleSecurities
/ us-gaap_InvestmentTypeAxis
= us-gaap_USTreasuryAndGovernmentMember
Agency mortgage-backed securities: residential      
Assets:      
Securities available-for-sale 27,276,000us-gaap_AvailableForSaleSecurities
/ us-gaap_InvestmentTypeAxis
= us-gaap_ResidentialMortgageBackedSecuritiesMember
  27,519,000us-gaap_AvailableForSaleSecurities
/ us-gaap_InvestmentTypeAxis
= us-gaap_ResidentialMortgageBackedSecuritiesMember
State and municipal      
Assets:      
Securities available-for-sale 26,187,000us-gaap_AvailableForSaleSecurities
/ us-gaap_InvestmentTypeAxis
= us-gaap_USStatesAndPoliticalSubdivisionsMember
  26,039,000us-gaap_AvailableForSaleSecurities
/ us-gaap_InvestmentTypeAxis
= us-gaap_USStatesAndPoliticalSubdivisionsMember
Trust preferred security      
Assets:      
Securities available-for-sale 1,450,000us-gaap_AvailableForSaleSecurities
/ us-gaap_InvestmentTypeAxis
= us-gaap_TrustPreferredSecuritiesSubjectToMandatoryRedemptionMember
  1,480,000us-gaap_AvailableForSaleSecurities
/ us-gaap_InvestmentTypeAxis
= us-gaap_TrustPreferredSecuritiesSubjectToMandatoryRedemptionMember
Corporate bonds      
Assets:      
Securities available-for-sale 1,007,000us-gaap_AvailableForSaleSecurities
/ us-gaap_InvestmentTypeAxis
= us-gaap_CorporateBondSecuritiesMember
  1,000,000us-gaap_AvailableForSaleSecurities
/ us-gaap_InvestmentTypeAxis
= us-gaap_CorporateBondSecuritiesMember
Recurring basis | Level 2      
Assets:      
Securities available-for-sale 57,463,000us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
/ us-gaap_FairValueByMeasurementFrequencyAxis
= us-gaap_FairValueMeasurementsRecurringMember
  57,506,000us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
/ us-gaap_FairValueByMeasurementFrequencyAxis
= us-gaap_FairValueMeasurementsRecurringMember
Recurring basis | Level 2 | U. S. government agencies and government sponsored entities      
Assets:      
Securities available-for-sale 2,993,000us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
/ us-gaap_FairValueByMeasurementFrequencyAxis
= us-gaap_FairValueMeasurementsRecurringMember
/ us-gaap_InvestmentTypeAxis
= us-gaap_USTreasuryAndGovernmentMember
  2,948,000us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
/ us-gaap_FairValueByMeasurementFrequencyAxis
= us-gaap_FairValueMeasurementsRecurringMember
/ us-gaap_InvestmentTypeAxis
= us-gaap_USTreasuryAndGovernmentMember
Recurring basis | Level 2 | Agency mortgage-backed securities: residential      
Assets:      
Securities available-for-sale 27,276,000us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
/ us-gaap_FairValueByMeasurementFrequencyAxis
= us-gaap_FairValueMeasurementsRecurringMember
/ us-gaap_InvestmentTypeAxis
= us-gaap_ResidentialMortgageBackedSecuritiesMember
  27,519,000us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
/ us-gaap_FairValueByMeasurementFrequencyAxis
= us-gaap_FairValueMeasurementsRecurringMember
/ us-gaap_InvestmentTypeAxis
= us-gaap_ResidentialMortgageBackedSecuritiesMember
Recurring basis | Level 2 | State and municipal      
Assets:      
Securities available-for-sale 26,187,000us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
/ us-gaap_FairValueByMeasurementFrequencyAxis
= us-gaap_FairValueMeasurementsRecurringMember
/ us-gaap_InvestmentTypeAxis
= us-gaap_USStatesAndPoliticalSubdivisionsMember
  26,039,000us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
/ us-gaap_FairValueByMeasurementFrequencyAxis
= us-gaap_FairValueMeasurementsRecurringMember
/ us-gaap_InvestmentTypeAxis
= us-gaap_USStatesAndPoliticalSubdivisionsMember
Recurring basis | Level 2 | Corporate bonds      
Assets:      
Securities available-for-sale 1,007,000us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
/ us-gaap_FairValueByMeasurementFrequencyAxis
= us-gaap_FairValueMeasurementsRecurringMember
/ us-gaap_InvestmentTypeAxis
= us-gaap_CorporateBondSecuritiesMember
  1,000,000us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel2Member
/ us-gaap_FairValueByMeasurementFrequencyAxis
= us-gaap_FairValueMeasurementsRecurringMember
/ us-gaap_InvestmentTypeAxis
= us-gaap_CorporateBondSecuritiesMember
Recurring basis | Level 3      
Assets:      
Securities available-for-sale 1,450,000us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FairValueByMeasurementFrequencyAxis
= us-gaap_FairValueMeasurementsRecurringMember
  1,480,000us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FairValueByMeasurementFrequencyAxis
= us-gaap_FairValueMeasurementsRecurringMember
Recurring basis | Level 3 | Trust preferred security      
Assets:      
Securities available-for-sale 1,450,000us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FairValueByMeasurementFrequencyAxis
= us-gaap_FairValueMeasurementsRecurringMember
/ us-gaap_InvestmentTypeAxis
= us-gaap_TrustPreferredSecuritiesSubjectToMandatoryRedemptionMember
  1,480,000us-gaap_AvailableForSaleSecurities
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FairValueByMeasurementFrequencyAxis
= us-gaap_FairValueMeasurementsRecurringMember
/ us-gaap_InvestmentTypeAxis
= us-gaap_TrustPreferredSecuritiesSubjectToMandatoryRedemptionMember
Non-recurring basis | Level 3 | Commercial Loan      
Assets:      
Impaired loans 366,000us-gaap_ImpairedFinancingReceivableRecordedInvestment
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FairValueByMeasurementFrequencyAxis
= us-gaap_FairValueMeasurementsNonrecurringMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialLoanMember
  423,000us-gaap_ImpairedFinancingReceivableRecordedInvestment
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FairValueByMeasurementFrequencyAxis
= us-gaap_FairValueMeasurementsNonrecurringMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialLoanMember
Non-recurring basis | Level 3 | Commercial RE      
Assets:      
Impaired loans     29,000us-gaap_ImpairedFinancingReceivableRecordedInvestment
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FairValueByMeasurementFrequencyAxis
= us-gaap_FairValueMeasurementsNonrecurringMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateMember
Other real estate owned 187,000us-gaap_OtherRealEstate
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FairValueByMeasurementFrequencyAxis
= us-gaap_FairValueMeasurementsNonrecurringMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateMember
  198,000us-gaap_OtherRealEstate
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FairValueByMeasurementFrequencyAxis
= us-gaap_FairValueMeasurementsNonrecurringMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstateMember
Non-recurring basis | Level 3 | Residential real estate properties      
Assets:      
Impaired loans 59,000us-gaap_ImpairedFinancingReceivableRecordedInvestment
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FairValueByMeasurementFrequencyAxis
= us-gaap_FairValueMeasurementsNonrecurringMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialRealEstateMember
  59,000us-gaap_ImpairedFinancingReceivableRecordedInvestment
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FairValueByMeasurementFrequencyAxis
= us-gaap_FairValueMeasurementsNonrecurringMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialRealEstateMember
Other real estate owned $ 80,000us-gaap_OtherRealEstate
/ us-gaap_FairValueByFairValueHierarchyLevelAxis
= us-gaap_FairValueInputsLevel3Member
/ us-gaap_FairValueByMeasurementFrequencyAxis
= us-gaap_FairValueMeasurementsNonrecurringMember
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialRealEstateMember