Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Operating Activities
Net income	$ 1,424	$ 903
Items not requiring (providing) cash:
Depreciation and amortization	277	310
Provision for loan losses	275	1,300
Amortization of premiums and discounts on securities	138	181
Amortization of core deposit intangible	166	169
Deferred income taxes	796	182
BOLI income	(94)	(117)
Proceeds from sale of mortgage loans	2,956	6,743
Origination of mortgage loans held for sale	(3,167)	(6,678)
Gains on sales of available-for-sale securities	(74)	(37)
Gains on sales of mortgage loans	(75)	(160)
Write-downs and losses on sale of other real estate owned	35	8
Gain on sale premises and equipment	(11)	(9)
Changes in:
Accrued interest receivable	18	(6)
Other assets	(304)	552
Accrued interest payable and other liabilities	23	923
Net cash provided by operating activities	2,383	4,264
Investing Activities
Loan originations and payments, net	(16,462)	(8,959)
Purchase of premises and equipment	(115)	(36)
Proceeds from maturities of available-for-sale securities	3,252	5,535
Proceeds from sales of available-for-sale securities	5,888	1,089
Proceeds from sales of other real estate owned	300	25
Purchase of available-for-sale securities	(12,135)	(10,894)
Proceeds from sales of premises and equipment	23	9
Net cash used in investing activities	(19,249)	(13,231)
Financing Activities
Net change in demand deposits, money market, NOW and savings accounts	696	(418)
Net change in time deposits	2,163	5,911
Repayment of TARP preferred stock	(3,266)	(3,301)
Proceeds from other borrowings	3,300	2,300
Dividends paid on preferred stock	(259)	(359)
Net cash provided by financing activities	2,634	4,133
Decrease in Cash and Cash Equivalents	(14,232)	(4,834)
Cash and Cash Equivalents, Beginning of Year	37,062	34,799
Cash and Cash Equivalents, End of Quarter	22,830	29,965
Supplemental Cash Flows Information
Interest paid	1,389	1,487
Income taxes paid	10	260
Loans transferred to other real estate owned	$ 100	$ 359