Operating segments are the components of our business for which separate financial information is available that is evaluated regularly by the chief operating decision maker in deciding how to allocate resources and in assessing performance. Our chief operating decision maker is our chief executive officer. Our operating segments are generally organized by the type of product or service offered and by geography.

Cloud Solutions. Our Cloud Solutions segment provides customers with SaaS technology offerings that facilitate electronic payment, electronic invoicing, and spend management. Our legal spend management solutions, which enable customers to create more efficient processes for managing invoices generated by outside law firms while offering insight into important legal spend factors such as expense monitoring and outside counsel performance, are included within this segment. This segment also incorporates our settlement network solutions (financial messaging and Paymode-X). Our settlement network solutions are highly scalable, secure and cost effective and facilitate cash payment and transaction settlement between businesses, their vendors and banks. Revenue within this segment is generally recognized on a subscription or transaction basis or ratably over the contract term.

Banking Solutions. Our Banking Solutions segment provides solutions that are specifically designed for banking and financial institution customers. Our Banking Solutions products are sold predominantly on a hosted basis, with revenue recorded over time. This has the effect of contributing to recurring revenue and the revenue predictability of future periods, but results in revenue recognition over a longer period than a traditional on-premise software license transaction.

Payments and Transactional Documents. Our Payments and Transactional Documents segment supplies financial business process management software solutions, including making and collecting payments, sending and receiving invoices, and generating and storing business documents. This segment also provides a range of standard professional services and equipment and supplies that complement and enhance our core software products. When licensed for on-premise deployment, software license revenue is typically recorded upon delivery of the software and commencement of the license term. In hosted arrangements, we typically record revenue over time. Professional services revenue is normally recorded as we perform the work and software support and maintenance revenue is recorded ratably over the support period.

Other. Our Other segment consists of our healthcare and cyber fraud and risk management solutions. Our cyber fraud and risk management solutions non-invasively monitor, replay and analyze user behavior to flag and even stop suspicious activity in real time. Our healthcare solutions for patient registration, electronic signature, mobile document and payments allow healthcare organizations to improve business efficiencies, reduce costs and improve care quality. Software revenue for perpetual licenses of our cyber fraud and risk management and healthcare products is typically recorded upon delivery of the software and commencement of the license term. Professional services revenue is recorded as we perform the work and software support and maintenance revenue is recorded ratably over the support period which is normally twelve months.

Periodically a sales person in one operating segment will sell products and services that are typically sold within a different operating segment. In such cases, the transaction is generally recorded by the operating segment to which the sales person is assigned. Accordingly, segment results can include the results of transactions that have been allocated to a specific segment based on the contributing sales resources, rather than the nature of the product or service. Conversely, a transaction can be recorded by the operating segment primarily responsible for delivery to the customer, even if the sales person is assigned to a different operating segment.

Our chief operating decision maker assesses segment performance based on a variety of factors that normally include segment revenue and a segment measure of profit or loss. Each segment’s measure of profit or loss is on a pre-tax basis and excludes certain items as presented in our reconciliation of the measure of total segment profit to GAAP income (loss) before income taxes that follows. There are no inter-segment sales; accordingly, the measure of segment revenue and profit or loss reflects only revenues from external customers. The costs of certain corporate level expenses, primarily general and administrative expenses, are allocated to our operating segments based on a percentage of the segment’s revenues.



	Three Months Ended September 30,
	2019			2018
	(in thousands)
Segment revenue:
Cloud Solutions	$	52,829		$	49,575
Banking Solutions	24,169			22,252
Payments and Transactional Documents	26,771			26,234
Other	4,407			4,376
Total segment revenue	$	108,176		$	102,437
Segment measure of profit (loss):
Cloud Solutions	$	11,107		$	10,292
Banking Solutions	535			2,062
Payments and Transactional Documents	7,701			8,081
Other	(1,866		)	(1,013		)
Total measure of segment profit	$	17,477		$	19,422



	Three Months Ended September 30,
	2019			2018
	(in thousands)
Total measure of segment profit	$	17,477		$	19,422
Less:
Amortization of acquisition-related intangible assets	(4,950		)	(5,326		)
Stock-based compensation plan expense	(11,044		)	(12,342		)
Acquisition and integration-related expenses	(1,697		)	(883		)
Restructuring benefit (expense)	25			(577		)
Other non-core benefit	14			—
Global ERP system implementation and other costs	(224		)	(1,581		)
Other expense, net of pension adjustments	(965		)	(965		)
Loss before income taxes	$	(1,364	)	$	(2,252	)



	Three Months Ended September 30,
	2019		2018
	(in thousands)
Depreciation and other amortization expense:
Cloud Solutions	$	3,155	$	2,929
Banking Solutions	2,095		1,856
Payments and Transactional Documents	659		758
Other	183		97
Total depreciation and other amortization expense	$	6,092	$	5,640

We have presented geographic information about our revenues below. This presentation allocates revenue based on the point of sale, not the location of the customer. Accordingly, we derive revenues from geographic locations based on the location of the customer that would vary from the geographic areas listed here; particularly in respect of financial institution customers located in Australia for which the point of sale was the United States.



	Three Months Ended September 30,
	2019		2018
	(in thousands)
Revenues from unaffiliated customers:
United States	$	69,020	$	62,881
United Kingdom	24,967		24,367
Switzerland	9,760		9,993
Other	4,429		5,196
Total revenues from unaffiliated customers	$	108,176	$	102,437



	At September 30,		At June 30,
	2019		2019
	(in thousands)
Long-lived assets:
United States	$	62,476	$	44,357
United Kingdom	39,020		32,035
Other	12,325		5,326
Total long-lived assets	$	113,821	$	81,718