The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 13,507 77,921 SH   SOLE   0 0 77,921
ALCON INC F COM H01301128 9,947 160,857 SH   SOLE   0 0 160,857
ALTRIA GROUP COM 02209S103 7,585 160,187 SH   SOLE   0 0 160,187
BANK OF NY MELLON COM 064058100 17,459 395,445 SH   SOLE   0 0 395,445
CAPITAL ONE FINANCIAL CORP COM 14040H105 15,584 171,739 SH   SOLE   0 0 171,739
CISCO SYSTEMS COM 17275R102 23,561 430,499 SH   SOLE   0 0 430,499
COMCAST CORP CLASS A COM 20030N101 11,776 278,530 SH   SOLE   0 0 278,530
DOMINION RES COM 25746U109 722 9,340 SH   SOLE   0 0 9,340
EXXON MOBIL COM 30231G102 10,626 138,673 SH   SOLE   0 0 138,673
FOX CORP CL A COM 35137L105 9,347 255,095 SH   SOLE   0 0 255,095
HONEYWELL INT'L COM 438516106 18,248 104,520 SH   SOLE   0 0 104,520
INTEL CORP COM 458140100 15,106 315,562 SH   SOLE   0 0 315,562
JOHNSON & JOHNSON COM 478160104 16,999 122,046 SH   SOLE   0 0 122,046
JOHNSON CONTROLS INT'L COM G51502105 12,740 308,395 SH   SOLE   0 0 308,395
JP MORGAN CHASE COM 46625H100 22,663 202,710 SH   SOLE   0 0 202,710
KROGER CO COM 501044101 8,422 387,910 SH   SOLE   0 0 387,910
LOWE'S COMPANIES COM 548661107 21,071 208,812 SH   SOLE   0 0 208,812
MICROSOFT CORP COM 594918104 22,397 167,188 SH   SOLE   0 0 167,188
NOVARTIS AG ADR COM 66987V109 17,364 190,164 SH   SOLE   0 0 190,164
PEPSICO COM 713448108 11,072 84,439 SH   SOLE   0 0 84,439
PFIZER COM 717081103 22,138 511,038 SH   SOLE   0 0 511,038
PHILIP MORRIS INT'L COM 718172109 10,082 128,384 SH   SOLE   0 0 128,384
PHILLIPS 66 COM 718546104 15,130 161,747 SH   SOLE   0 0 161,747
PPG INDUSTRIES INC COM 693506107 10,814 92,657 SH   SOLE   0 0 92,657
PROCTER & GAMBLE COM 742718109 14,303 130,442 SH   SOLE   0 0 130,442
SCHLUMBERGER COM 806857108 13,051 328,410 SH   SOLE   0 0 328,410
SOUTHERN CO COM 842587107 10,530 190,492 SH   SOLE   0 0 190,492
U.S. BANCORP COM 902973304 10,686 203,936 SH   SOLE   0 0 203,936
UNITED PARCEL SERVICE COM 911312106 14,986 145,111 SH   SOLE   0 0 145,111
VERIZON COMM COM 92343V104 17,108 299,460 SH   SOLE   0 0 299,460
WALGREENS BOOTS ALLIANCE COM 931427108 7,032 128,630 SH   SOLE   0 0 128,630
WALT DISNEY CO COM 254687106 27,400 196,219 SH   SOLE   0 0 196,219
2019 INVESCO BULLETSHARES CORP BOND ETF ETF 46138J304 2,316 109,858 SH   SOLE   0 0 109,858
2019 ISHARES IBONDS ETF ETF 46434VAU4 476 19,155 SH   SOLE   0 0 19,155
2020 INVESCO BULLETSHARES CORP BOND ETF ETF 46138J502 1,970 92,695 SH   SOLE   0 0 92,695
2020 ISHARES IBONDS ETF ETF 46434VAQ3 1,254 49,515 SH   SOLE   0 0 49,515
2021 INVESCO BULLETSHARES CORP BOND ETF ETF 46138J700 972 45,910 SH   SOLE   0 0 45,910
2021 ISHARES IBONDS ETF ETF 46434VBK5 2,063 82,765 SH   SOLE   0 0 82,765
2022 INVESCO BULLETSHARES CORP BOND ETF ETF 46138J882 381 17,820 SH   SOLE   0 0 17,820
2022 ISHARES IBONDS ETF ETF 46434VBA7 1,255 49,750 SH   SOLE   0 0 49,750
2023 INVESCO BULLETSHARES CORP BOND ETF ETF 46138J866 219 10,375 SH   SOLE   0 0 10,375
2023 ISHARES IBONDS ETF ETF 46434VAX8 297 11,690 SH   SOLE   0 0 11,690
2024 INVESCO BULLETSHARES CORP BOND ETF ETF 46138J841 203 9,590 SH   SOLE   0 0 9,590
VANGUARD SHORT-TERM CORP BOND ETF ETF 92206C409 1,750 21,698 SH   SOLE   0 0 21,698