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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 TYNT/mdGhS+3eWN/RUqtGixTRsIz7RCycZgIZ6dUF0Ksfpau2zy2XTHZZ+t8YHWu
 nGAkdKj6g2Hr9jBwNVhfDQ==

<SEC-DOCUMENT>0001209191-03-024302.txt : 20031002
<SEC-HEADER>0001209191-03-024302.hdr.sgml : 20031002
<ACCEPTANCE-DATETIME>20031002174514
ACCESSION NUMBER:		0001209191-03-024302
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030930
FILED AS OF DATE:		20031002

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			STAFFORD JOHN T
		CENTRAL INDEX KEY:			0001243919

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-26231
		FILM NUMBER:		03925215

	BUSINESS ADDRESS:	
		STREET 1:		7652 SANDALWOOD WAY
		CITY:			SARASOTA
		STATE:			FL
		ZIP:			34231
		BUSINESS PHONE:		9419227908

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SUNCOAST BANCORP INC
		CENTRAL INDEX KEY:			0001072695
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				650827141
		STATE OF INCORPORATION:			FL
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		8592 POTTER PARK
		CITY:			SARASOTA
		STATE:			FL
		ZIP:			34238
		BUSINESS PHONE:		9413779653

	MAIL ADDRESS:	
		STREET 1:		8592 POTTER PARK
		CITY:			SARASOTA
		STATE:			FL
		ZIP:			34238

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	COMMUNITY HOLDINGS CORP
		DATE OF NAME CHANGE:	19981027
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>btp85148_btp01js.xml
<DESCRIPTION>MAIN DOCUMENT DESCRIPTION
<TEXT>
<XML>
<?xml version="1.0"?><ownershipDocument><schemaVersion>X0201</schemaVersion>    <documentType>4</documentType><periodOfReport>2003-09-30</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0001072695</issuerCik><issuerName>SUNCOAST BANCORP INC</issuerName>        <issuerTradingSymbol>None</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001243919</rptOwnerCik><rptOwnerName>STAFFORD JOHN T</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>7652 SANDAL WOOD WAY</rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>SARASOTA</rptOwnerCity><rptOwnerState>FL</rptOwnerState><rptOwnerZipCode>34231</rptOwnerZipCode><rptOwnerStateDescription></rptOwnerStateDescription></reportingOwnerAddress><reportingOwnerRelationship><isDirector>1</isDirector><isOfficer>1</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther><officerTitle>President &amp; CEO</officerTitle></reportingOwnerRelationship></reportingOwner><nonDe
rivativeTable><nonDerivativeHolding><securityTitle><value>SunCoast Bancorp  Inc. Common Stock</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>30000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></nonDerivativeHolding></nonDerivativeTable><derivativeTable><derivativeTransaction><securityTitle><value>Convertible Preferred Stock</value></securityTitle><conversionOrExercisePrice><value>8.50</value></conversionOrExercisePrice><transactionDate><value>2003-09-30</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>P</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionAmounts><transactionShares><value>1000</value></transactionShares><transactionPricePerShare><value>10.00</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactio
nAcquiredDisposedCode></transactionAmounts><exerciseDate><value>2005-09-30</value></exerciseDate><expirationDate><value>2005-09-30</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>SunCoast Bancorp, Inc. Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>1000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>1000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeTransaction></derivativeTable><ownerSignature><signatureName>John T. Stafford</signatureName><signatureDate>2003-10-02</signatureDate></ownerSignature></ownershipDocument>

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</TEXT>
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</SEC-DOCUMENT>
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