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Consolidated Statements of Operations (Unaudited) - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Revenues:        
Service fee and commission revenue $ 30,919 $ 26,446 $ 59,268 $ 52,606
Total revenues 30,919 26,446 59,268 52,606
Operating expenses:        
Claims authorized on vehicle service agreements 6,805 6,349 12,715 12,470
Commissions 2,902 2,777 5,561 5,385
Cost of services sold 8,268 6,161 15,962 12,470
General and administrative expenses 14,070 11,033 26,870 21,388
Total operating expenses 32,045 26,320 61,108 51,713
Operating (loss) income (1,126) 126 (1,840) 893
Other revenues (expenses), net:        
Net investment income 410 308 790 634
Net realized gains 128 277 57 401
Net loss on equity investments 0 0 0 (3)
Gain on change in fair value of limited liability investment, at fair value 177 86 178 78
Non-operating other revenue, net 226 472 365 385
Interest expense (1,265) (1,162) (2,495) (2,307)
Amortization of intangible assets (1,710) (1,457) (3,392) (2,871)
Impairment of intangible assets (135) (690) (219) (1,201)
(Loss) gain on change in fair value of debt (1) (49) 19 (129)
Loss on extinguishment of debt 0 (160) (115) (160)
Total other expenses, net (2,170) (2,375) (4,812) (5,173)
Loss from continuing operations before income tax (benefit) expense (3,296) (2,249) (6,652) (4,280)
Income tax (benefit) expense (131) 104 (395) 188
Loss from continuing operations (3,165) (2,353) (6,257) (4,468)
Income from discontinued operations, net of taxes 0 167 0 358
Loss on disposal of discontinued operations, net of taxes 0 0 0 (404)
Net loss (3,165) (2,186) (6,257) (4,514)
Less: Net income from continuing operations attributable to noncontrolling interests in consolidated subsidiaries 152 177 277 334
Less: Dividends on preferred stock 311 0 533 0
Net loss attributable to common shareholders (3,628) (2,363) (7,067) (4,848)
Net loss from continuing operations attributable to common shareholders (3,628) (2,530) (7,067) (4,802)
Net income (loss) from discontinued operations attributable to common shareholders 0 167 0 (46)
Net loss attributable to common shareholders $ (3,628) $ (2,363) $ (7,067) $ (4,848)
Basic (loss) earnings per share attributable to common shareholders:        
Continuing operations (in dollars per share) $ (0.13) $ (0.09) $ (0.26) $ (0.18)
Discontinued operations (in dollars per share) 0 0.01 0 0
Basic loss per share - net loss attributable to common shareholders (in dollars per share) (0.13) (0.08) (0.26) (0.18)
Diluted (loss) earnings per share attributable to common shareholders:        
Continuing operations (in dollars per share) (0.13) (0.09) (0.26) (0.18)
Discontinued operations (in dollars per share) 0 0.01 0 0
Diluted loss per share - net loss attributable to common shareholders (in dollars per share) $ (0.13) $ (0.08) $ (0.26) $ (0.18)
Weighted-average shares outstanding (in ‘000s):        
Basic: (in shares) 27,196 27,309 27,150 27,223
Diluted: (in shares) 27,196 27,309 27,150 27,223