FIFTH AMENDMENT TO SERVICE AGREEMENT

   THIS AMENDMENT made as of the 13th of November, 2007 amends that certain
AGREEMENT (the "Agreement") dated January 1, 2003, amended November 11,
2003, February 27, 2004, November 15, 2004, and November 13, 2005,
respectively, by and among THE PHOENIX EDGE SERIES FUND, a Massachusetts
business trust having a principal place of business located at 101 Munson
Street, Greenfield, Massachusetts, and PHOENIX LIFE INSURANCE COMPANY, an
insurance company domiciled in the State of New York and having a place of
business located at One American Row, Hartford, Connecticut; PHL VARIABLE
INSURANCE COMPANY, an insurance company domiciled in the State of Connecticut
and having a place of business located at One American Row, Hartford,
Connecticut; and PHOENIX LIFE AND ANNUITY COMPANY, an insurance company
domiciled in the State of Connecticut and having a place of business located at
One American Row, Hartford, Connecticut as follows:

1.  Schedule A is hereby deleted and Revised Schedule A attached hereto and
    made part hereof is substituted in lieu thereof.

2.  Except as hereinabove modified, all other terms and conditions set forth in
    the Agreement shall be, and remain, in full force and effect.

   IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be
executed in their names and on their behalf under their seals by and through
their duly authorized officers, as of the day and year first above written.

ATTEST:                                  THE PHOENIX EDGE SERIES FUND

By:     /s/ Kathleen A. McGah            By:     /s/ Philip K. Polkinghorn
        -------------------------------          ------------------------------
Name:   Kathleen A. McGah                Name:   Philip K. Polkinghorn
Title:  Vice President, Chief Legal      Title:  President
        Officer, Counsel and Secretary

ATTEST:                                  PHOENIX LIFE INSURANCE COMPANY on
                                         behalf of the Variable Products
                                         division thereof

By:     /s/ John H. Beers                By:     /s/ Gina Collopy O'Connell
        -------------------------------          ------------------------------
Name:   John H. Beers                    Name:   Gina Collopy O'Connell
Title:  Vice President and Counsel       Title:  Senior Vice President

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ATTEST:                                  PHL VARIABLE INSURANCE COMPANY on
                                         behalf of the Variable Products
                                         division thereof

By:     /s/ John H. Beers                By:     /s/ Gina Collopy O'Connell
        -------------------------------          ------------------------------
Name:   John H. Beers                    Name:   Gina Collopy O'Connell
Title:  Vice President and Secretary     Title:  Senior Vice President

ATTEST:                                  PHOENIX LIFE AND ANNUITY COMPANY on
                                         behalf of the Variable Products
                                         division thereof

By:     /s/ John H. Beers                By:     /s/ Gina Collopy O'Connell
        -------------------------------          ------------------------------
Name:   John H. Beers                    Name:   Gina Collopy O'Connell
Title:  Vice President and Secretary     Title:  Senior Vice President

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                 Revised Schedule A (as amended November 2007)
                                 Fee Schedule

The Administrative Service Fee will be based on the average daily net assets of
the Fund, commencing on January 1, 2008 and shall be payable by the Fund within
five (5) business days following the end of each month thereafter. For fiscal
year 2008, the annual fee shall be 0.058%.

The annual Administrative Service Fee shall be based on the following formula:

   ASFSeries = ICF divided by AUM

   where, ASFSeries refers to the annual Administrative Service Fee levied with
respect to each respective Series,

   AUM refers to the average assets under management during the term hereof.

   ICF refers to the internal costs factor determined from year to year based
   upon such items as proportionate investor inquiry support; shareholder
   trading; subsequent deposits; transfer and surrender support; confirmation
   activities; quarterly statement processing; and internal support.

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