Affordable Care Act

3 Months Ended

Mar. 31, 2023

The Affordable Care Act established risk spreading premium stabilization programs as well as a minimum annual medical loss ratio (MLR) and cost sharing reductions.

The Company's net receivables (payables) for each of the programs are as follows ($ in millions):


	March 31, 2023		December 31, 2022
Risk adjustment receivable	$	887	$	838
Risk adjustment payable	(1,556)		(780)
Minimum medical loss ratio	(176)		(103)

Cost sharing reduction payable	(89)		(99)