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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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 ifJ+6ff81AO+htA2QdufqQ==

<SEC-DOCUMENT>0001047469-04-037355.txt : 20041215
<SEC-HEADER>0001047469-04-037355.hdr.sgml : 20041215
<ACCEPTANCE-DATETIME>20041215153624
ACCESSION NUMBER:		0001047469-04-037355
CONFORMED SUBMISSION TYPE:	497
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20041215
DATE AS OF CHANGE:		20041215
EFFECTIVENESS DATE:		20041215

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SERVUS LIFE INSURANCE CO SEPARATE ACCOUNT ONE
		CENTRAL INDEX KEY:			0001071296
		IRS NUMBER:				136150240
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		497
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-65187
		FILM NUMBER:		041204786

	BUSINESS ADDRESS:	
		STREET 1:		HARTFORD LIFE INSURANCE CO
		STREET 2:		200 HOPMEADOW ST
		CITY:			SIMSBURY
		STATE:			CT
		ZIP:			06089
		BUSINESS PHONE:		8608433991

	MAIL ADDRESS:	
		STREET 1:		HARTFORD LIFE INSURANCE CO
		STREET 2:		200 HOPMEADOW ST
		CITY:			SIMSBURY
		STATE:			CT
		ZIP:			06089

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SERVUS LIFE INSURANCE CO
		DATE OF NAME CHANGE:	20000522

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ROYAL LIFE INSURANCE CO OF AMERICA SEPARATE ACCOUNT ONE
		DATE OF NAME CHANGE:	19980929
</SEC-HEADER>
<DOCUMENT>
<TYPE>497
<SEQUENCE>1
<FILENAME>a2147820z497.txt
<DESCRIPTION>497
<TEXT>
<Page>

                 SERVUS LIFE INSURANCE COMPANY VARIABLE ANNUITY
                             SEPARATE ACCOUNT ONE
                         SERVUS LIFE INSURANCE COMPANY

                              FILE NO. 333-65187


     SUPPLEMENT DATED DECEMBER 15, 2004 TO THE PROSPECTUS DATED MAY 3, 2004

<Page>

            SUPPLEMENT DATED DECEMBER 15, 2004 TO YOUR PROSPECTUS

HARTFORD BOND HLS FUND - NAME CHANGE

Effective March 15, 2005, Hartford Bond HLS Fund is changing its name to
Hartford Total Return Bond HLS Fund.  All references in the prospectus to
"Hartford Bond HLS Fund" are deleted and replaced with "Hartford Total Return
Bond HLS Fund."

HARTFORD BOND HLS FUND - OBJECTIVE CHANGE

Under the section entitled "The Funds," the paragraph describing the investment
objective of Hartford Bond HLS Fund is deleted and replaced with the following:

     Hartford Total Return Bond HLS Fund - Seeks competitive total return, with
     income as a secondary objective.

  THIS SUPPLEMENT SHOULD BE RETAINED WITH THE PROSPECTUS FOR FUTURE REFERENCE.

HV- 5128

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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