ARTHUR ANDERSEN



                     CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS
                     -----------------------------------------


As independent public accountants, we hereby consent to the use of our report
(and to all references to our Firm) included in or made a part of this
Registration Statement File No. 333-65187 for Servus Life Insurance Company
Separate Account One on Form N-4.


Hartford, Connecticut                                    /s/ Arthur Andersen LLP
April 8, 2002