CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Interest and dividend income:
Loans, including fees	$ 4,833	$ 4,832	$ 14,330	$ 14,591
Taxable securities	273	295	841	917
Tax-exempt securities	158	80	305	271
Federal funds sold and other	33	44	101	123
Total interest income	5,297	5,251	15,577	15,902
Interest expense:
Deposits	469	514	1,421	1,619
Federal Reserve and other borrowings	8	11	23	33
Federal Home Loan Bank advances	49	58	149	207
Subordinated debentures	209	207	617	615
Total interest expense	735	790	2,210	2,474
Net interest income	4,562	4,461	13,367	13,428
Provision for loan losses	0	0	(2,011)	287
Net interest income after provision for loan losses	4,562	4,461	15,378	13,141
Noninterest income:
Service charges on deposit accounts	198	187	563	551
Other income	174	680	554	1,072
Total noninterest income	372	867	1,117	1,623
Noninterest expense:
Salaries and employee benefits	1,645	1,850	4,804	6,186
Occupancy and equipment	574	611	1,683	1,876
Regulatory assessments	102	187	469	548
Data processing	555	509	1,612	1,539
Advertising and business development	53	60	180	201
Professional fees	216	403	744	897
Telephone expense	88	93	267	282
Other real estate owned expense	228	71	388	181
Other	509	716	1,315	1,693
Total noninterest expense	3,970	4,500	11,462	13,403
Net income before income taxes	964	828	5,033	1,361
Income tax (benefit) expense	(28)	20	18	20
Net income	$ 992	$ 808	$ 5,015	$ 1,341
Weighted average common shares outstanding:
Basic shares (in shares)	5,796,282	5,795,121	5,796,012	5,795,104
Dilutive stock options (in shares)	19,466	1,981	12,604	3,349
Diluted shares (in shares)	5,815,748	5,797,102	5,808,616	5,798,453
Earnings per common share:
Basic (in dollars per share)	$ 0.17	$ 0.14	$ 0.87	$ 0.23
Diluted (in dollars per share)	$ 0.17	$ 0.14	$ 0.86	$ 0.23