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CONSOLIDATED BALANCE SHEETS (Unaudited) - USD ($)
$ in Thousands
Sep. 30, 2015
Dec. 31, 2014
ASSETS    
Cash and due from financial institutions $ 24,538 $ 23,778
Federal funds sold and other 1,872 594
Cash and cash equivalents 26,410 24,372
Securities available-for-sale 67,375 77,633
Loans, net of allowance for loan losses of $12,570 and $14,377 as of September 30, 2015 and December 31, 2014, respectively 386,941 360,279
Premises and equipment, net 4,961 5,147
Assets held for sale 0 786
Bank owned life insurance 11,984 11,857
Federal Home Loan Bank stock, at cost 928 1,243
Other real estate owned, net 3,768 4,061
Accrued interest receivable 1,366 1,464
Other intangible assets, net 372 570
Other assets 1,149 1,172
Total assets 505,254 488,584
Deposits    
Noninterest-bearing demand deposits 122,520 107,840
Money market, NOW and savings deposits 193,502 174,693
Time deposits 117,010 133,223
Total deposits 433,032 415,756
Federal Home Loan Bank short-term borrowings 2,500 8,500
Federal Home Loan Bank and other long-term borrowings 9,360 9,129
Subordinated debentures 16,266 16,218
Accrued expenses and other liabilities 1,976 1,869
Total liabilities 463,134 451,472
SHAREHOLDERS' EQUITY    
Preferred stock 0 0
Additional paid-in capital 138,128 138,096
Retained deficit (95,744) (100,759)
Accumulated other comprehensive loss (322) (283)
Total shareholders' equity 42,120 37,112
Total liabilities and shareholders' equity 505,254 488,584
Common Stock [Member]    
SHAREHOLDERS' EQUITY    
Common stock 35 32
Nonvoting Common Stock [Member]    
SHAREHOLDERS' EQUITY    
Common stock $ 23 $ 26