CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Interest and dividend income:
Loans, including fees	$ 4,677	$ 4,660
Taxable securities	290	320
Tax-exempt securities	74	100
Federal funds sold and other	33	38
Total interest income	5,074	5,118
Interest expense:
Deposits	482	564
Federal Reserve and other borrowings	7	11
Federal Home Loan Bank advances	51	74
Subordinated debentures	202	203
Total interest expense	742	852
Net interest income	4,332	4,266
Provision for loan losses	0	0
Net interest income after provision for loan losses	4,332	4,266
Noninterest income:
Service charges on deposit accounts	186	174
Other income	187	203
Total noninterest income	373	377
Noninterest expense:
Salaries and employee benefits	1,590	2,159
Occupancy and equipment	557	649
Regulatory assessments	186	192
Data processing	544	540
Advertising and business development	59	58
Professional fees	257	238
Telephone expense	91	93
Other real estate owned expense	85	69
Other	408	619
Total noninterest expense	3,777	4,617
Net income before income taxes	928	26
Income tax expense	14	0
Net income	$ 914	$ 26
Weighted average common shares outstanding:
Basic shares (in shares)	5,795,471	5,795,095
Dilutive stock options (in shares)	4,958	7,733
Diluted shares (in shares)	5,800,429	5,802,828
Earnings per common share:
Basic (in dollars per share)	$ 0.16	$ 0
Diluted (in dollars per share)	$ 0.16	$ 0