CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended				9 Months Ended
	Sep. 30, 2014		Sep. 30, 2013		Sep. 30, 2014		Sep. 30, 2013
Interest and dividend income:
Loans, including fees	$ 4,832		$ 5,127		$ 14,591		$ 16,323
Taxable securities	295		300		917		879
Tax-exempt securities	80		129		271		461
Federal funds sold and other	44		49		123		101
Total interest income	5,251		5,605		15,902		17,764
Interest expense:
Deposits	514		704		1,619		2,257
Federal Reserve and other borrowings	11		45		33		152
Federal Home Loan Bank advances	58		75		207		224
Subordinated debentures	207		208		615		621
Total interest expense	790		1,032		2,474		3,254
Net interest income	4,461		4,573		13,428		14,510
Provision for loan losses	0		367		287		100
Net interest income after provision for loan losses	4,461		4,206		13,141		14,410
Noninterest income:
Service charges on deposit accounts	187		193		551		588
Gain from bank-owned life insurance death benefits	489		0		489		0
Other income	191		568		583		974
Total noninterest income	867		761		1,623		1,562
Noninterest expense:
Salaries and employee benefits	1,850		2,083		6,186		6,136
Occupancy and equipment	611		684		1,876		1,991
Regulatory assessments	187		196		548		599
Data processing	509		455		1,539		1,354
Advertising and business development	60		96		201		270
Professional fees	403		361		897		1,285
Telephone expense	93		103		282		280
Other real estate owned expense	71		182		181		1,297
Other	716		660		1,693		2,385
Total noninterest expense	4,500		4,820		13,403		15,597
Net income before income taxes	828		147		1,361		375
Income tax expense	20		0		20		0
Net income	808		147		1,341		375
Noncash, implied preferred stock dividend	0		0		0		(31,464)
Net income (loss) available to common shareholders	$ 808		$ 147		$ 1,341		$ (31,089)
Weighted average common shares outstanding: (1)
Basic shares (in shares)	5,795,121	[1]	5,307,032	[1]	5,795,104	[1]	4,401,317	[1]
Dilutive stock options (in shares)	1,981	[1]	10	[1]	3,349	[1]	0	[1]
Diluted shares (in shares)	5,797,102	[1]	5,307,042	[1]	5,798,453	[1]	4,401,317	[1]
Earnings (loss) per common share: (1)
Basic (in dollars per share)	$ 0.14	[1]	$ 0.03	[1]	$ 0.23	[1]	$ (7.06)	[1]
Diluted (in dollars per share)	$ 0.14	[1]	$ 0.03	[1]	$ 0.23	[1]	$ (7.06)	[1]

[1] Reflects the 1-for-20 reverse stock split completed in October 2013. Please refer to Note 9 - Shareholders Equity for additional information related to the reverse stock split.