CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
INTEREST AND DIVIDEND INCOME
Interest and fees on loans	$ 67,923	$ 69,228
Interest on securities	8,660	7,601
Interest on federal funds sold	88	207
Interest on deposits in other banks	658	322
Dividends on stock	10	20
Total Interest and Dividend Income	77,339	77,378
INTEREST EXPENSE
Interest on deposits	5,617	8,362
Interest on other borrowed funds	0	16
Interest expense	5,617	8,378
Net Interest Income	71,722	69,000
Provision for loan losses	1,900	6,293
Net Interest Income After Provision for Loan Losses	69,822	62,707
NONINTEREST INCOME
Service charges on deposit accounts	4,775	4,108
Debit card income, net	4,415	3,641
Mortgage loan income	8,676	8,398
Brokerage income	3,297	2,324
Loan and deposit income	1,738	1,701
Bank-owned life insurance income	648	568
Gain (Loss) on equity securities	(175)	85
Gain (Loss) on sale and call of securities	194	1,441
SBIC income	654	775
Other income (loss)	271	126
Total Noninterest Income	24,493	23,167
OPERATING EXPENSES
Personnel expenses	32,449	31,160
Occupancy and equipment expenses	5,443	5,106
Technology expenses	2,810	2,542
Advertising	921	933
Other business development expenses	1,169	1,020
Data processing expense	1,982	1,905
Other taxes	2,082	1,733
Loan and deposit expenses	1,016	1,052
Legal and professional expenses	1,683	2,141
Regulatory assessment expenses	933	538
Other operating expenses	3,767	3,276
Total Operating Expenses	54,255	51,406
Income Before Income Tax Expense	40,060	34,468
Income tax expense	7,108	6,323
Net Income	$ 32,952	$ 28,145
EARNINGS PER SHARE
Basic (in dollars per share)	$ 4.53	$ 3.84
Diluted (in dollars per share)	$ 4.51	$ 3.83