Regulatory Capital Requirements (Tables)

9 Months Ended

Sep. 30, 2020

Regulatory Capital Requirements Under Banking Regulations [Abstract]

Schedule of compliance with regulatory capital requirements under banking regulations

Capital amounts and ratios for Red River Bank as of September 30, 2020 and December 31, 2019, are presented in the following table:

					Regulatory Requirements
	Actual				Minimum				Minimum Plus CCB
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
September 30, 2020
Total Risk-Based Capital	$	261,840	16.62	%	$	126,031	8.00	%	$	165,415	10.50	%
Tier I Risk-Based Capital	$	245,648	15.59	%	$	94,523	6.00	%	$	133,908	8.50	%
Common Equity Tier I Capital	$	245,648	15.59	%	$	70,892	4.50	%	$	110,277	7.00	%
Tier I Leverage Capital	$	245,648	10.24	%	$	95,933	4.00	%	$	95,933	4.00	%
December 31, 2019
Total Risk-Based Capital	$	238,021	16.23	%	$	117,325	8.00	%	$	153,989	10.50	%
Tier I Risk-Based Capital	$	224,084	15.28	%	$	87,994	6.00	%	$	124,658	8.50	%
Common Equity Tier I Capital	$	224,084	15.28	%	$	65,995	4.50	%	$	102,660	7.00	%
Tier I Leverage Capital	$	224,084	11.47	%	$	78,114	4.00	%	$	78,114	4.00	%

Capital amounts and ratios for Red River Bancshares, Inc. as of September 30, 2020 and December 31, 2019, are presented in the following table:

	Actual
(dollars in thousands)	Amount		Ratio
September 30, 2020
Total Risk-Based Capital	$	286,324	18.17	%
Tier I Risk-Based Capital	$	270,132	17.15	%
Common Equity Tier I Capital	$	270,132	17.15	%
Tier I Leverage Capital	$	270,132	11.26	%
December 31, 2019
Total Risk-Based Capital	$	264,313	18.02	%
Tier I Risk-Based Capital	$	250,376	17.07	%
Common Equity Tier I Capital	$	250,376	17.07	%
Tier I Leverage Capital	$	250,376	12.82	%