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Regulatory Capital Requirements (Tables)
3 Months Ended
Mar. 31, 2020
Banking and Thrift [Abstract]  
Schedule of compliance with regulatory capital requirements under banking regulations
Capital amounts and ratios for Red River Bancshares, Inc. as of March 31, 2020 and December 31, 2019, are presented in the following table:
 
Actual
(dollars in thousands)
Amount
 
Ratio
March 31, 2020
 
 
 
Total Risk-Based Capital
$
271,234

 
18.18
%
Tier I Risk-Based Capital
$
256,841

 
17.21
%
Common Equity Tier I Capital
$
256,841

 
17.21
%
Tier I Leverage Capital
$
256,841

 
12.89
%
 
 
 
 
December 31, 2019
 
 
 
Total Risk-Based Capital
$
264,313

 
18.02
%
Tier I Risk-Based Capital
$
250,376

 
17.07
%
Common Equity Tier I Capital
$
250,376

 
17.07
%
Tier I Leverage Capital
$
250,376

 
12.82
%

Capital amounts and ratios for Red River Bank as of March 31, 2020 and December 31, 2019, are presented in the following table:
 
 
 
 
 
Regulatory Requirements
 
Actual
 
Minimum
 
Minimum Plus CCB
(dollars in thousands)
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
March 31, 2020
 
 
 
 
 
 
 
 
 
 
 
Total Risk-Based Capital
$
245,488

 
16.45
%
 
$
119,363

 
8.00
%
 
$
156,664

 
10.50
%
Tier I Risk-Based Capital
$
231,095

 
15.49
%
 
$
89,522

 
6.00
%
 
$
126,823

 
8.50
%
Common Equity Tier I Capital
$
231,095

 
15.49
%
 
$
67,142

 
4.50
%
 
$
104,443

 
7.00
%
Tier I Leverage Capital
$
231,095

 
11.60
%
 
$
79,681

 
4.00
%
 
$
79,681

 
4.00
%
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2019
 
 
 
 
 
 
 
 
 
 
 
Total Risk-Based Capital
$
238,021

 
16.23
%
 
$
117,325

 
8.00
%
 
$
153,989

 
10.50
%
Tier I Risk-Based Capital
$
224,084

 
15.28
%
 
$
87,994

 
6.00
%
 
$
124,658

 
8.50
%
Common Equity Tier I Capital
$
224,084

 
15.28
%
 
$
65,995

 
4.50
%
 
$
102,660

 
7.00
%
Tier I Leverage Capital
$
224,084

 
11.47
%
 
$
78,114

 
4.00
%
 
$
78,114

 
4.00
%