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    <schemaVersion>X0708</schemaVersion>

    <submissionType>D</submissionType>

    <testOrLive>LIVE</testOrLive>

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        <cik>0001070965</cik>
        <entityName>GEORGIA BANKING CO INC</entityName>
        <issuerAddress>
            <street1>1776 PEACHTREE STREET NW</street1>
            <street2>SUITE 300</street2>
            <city>ATLANTA</city>
            <stateOrCountry>GA</stateOrCountry>
            <stateOrCountryDescription>GEORGIA</stateOrCountryDescription>
            <zipCode>30309</zipCode>
        </issuerAddress>
        <issuerPhoneNumber>770-373-6035</issuerPhoneNumber>
        <jurisdictionOfInc>GEORGIA</jurisdictionOfInc>
        <issuerPreviousNameList>
            <value>None</value>
        </issuerPreviousNameList>
        <edgarPreviousNameList>
            <value>None</value>
        </edgarPreviousNameList>
        <entityType>Corporation</entityType>
        <yearOfInc>
            <overFiveYears>true</overFiveYears>
        </yearOfInc>
    </primaryIssuer>

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            <relatedPersonName>
                <firstName>Bartow</firstName>
                <lastName>Morgan Jr.</lastName>
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                <street1>1776 Peachtree Street NW</street1>
                <street2>Suite 300</street2>
                <city>Atlanta</city>
                <stateOrCountry>GA</stateOrCountry>
                <stateOrCountryDescription>GEORGIA</stateOrCountryDescription>
                <zipCode>30309</zipCode>
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            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
                <relationship>Director</relationship>
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            <relatedPersonName>
                <firstName>Arthur</firstName>
                <middleName>F.</middleName>
                <lastName>Anton</lastName>
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                <street1>1776 Peachtree Street NW</street1>
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                <zipCode>30309</zipCode>
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            <relatedPersonName>
                <firstName>Sarah</firstName>
                <middleName>R.</middleName>
                <lastName>Borders</lastName>
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                <street1>1776 Peachtree Street NW</street1>
                <street2>Suite 300</street2>
                <city>Atlanta</city>
                <stateOrCountry>GA</stateOrCountry>
                <stateOrCountryDescription>GEORGIA</stateOrCountryDescription>
                <zipCode>30309</zipCode>
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            <relationshipClarification></relationshipClarification>
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        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>James</firstName>
                <middleName>F.</middleName>
                <lastName>Deutsch</lastName>
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                <street1>1776 Peachtree Street NW</street1>
                <street2>Suite 300</street2>
                <city>Atlanta</city>
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                <stateOrCountryDescription>GEORGIA</stateOrCountryDescription>
                <zipCode>30309</zipCode>
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                <zipCode>30309</zipCode>
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            <relatedPersonName>
                <firstName>R.</firstName>
                <middleName>Lee</middleName>
                <lastName>Tucker, Jr.</lastName>
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                <street1>1776 Peachtree Street NW</street1>
                <street2>Suite 300</street2>
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                <zipCode>30309</zipCode>
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            <relatedPersonRelationshipList>
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        <relatedPersonInfo>
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                <middleName>Craig</middleName>
                <lastName>Heiser</lastName>
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                <city>Atlanta</city>
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                <zipCode>30309</zipCode>
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            <relatedPersonRelationshipList>
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        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Mark</firstName>
                <lastName>Scheinfeld</lastName>
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                <street1>1776 Peachtree Street NW</street1>
                <street2>Suite 300</street2>
                <city>Atlanta</city>
                <stateOrCountry>GA</stateOrCountry>
                <stateOrCountryDescription>GEORGIA</stateOrCountryDescription>
                <zipCode>30309</zipCode>
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        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Richard</firstName>
                <lastName>Fairey</lastName>
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                <street1>1776 Peachtree Street NW</street1>
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                <city>Atlanta</city>
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                <stateOrCountryDescription>GEORGIA</stateOrCountryDescription>
                <zipCode>30309</zipCode>
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        <relatedPersonInfo>
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                <firstName>David</firstName>
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                <city>Atlanta</city>
                <stateOrCountry>GA</stateOrCountry>
                <stateOrCountryDescription>GEORGIA</stateOrCountryDescription>
                <zipCode>30309</zipCode>
            </relatedPersonAddress>
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                <relationship>Executive Officer</relationship>
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            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Henchy</firstName>
                <middleName>R.</middleName>
                <lastName>Enden</lastName>
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            <relatedPersonAddress>
                <street1>1776 Peachtree Street NW</street1>
                <street2>Suite 300</street2>
                <city>Atlanta</city>
                <stateOrCountry>GA</stateOrCountry>
                <stateOrCountryDescription>GEORGIA</stateOrCountryDescription>
                <zipCode>30309</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Director</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Charles</firstName>
                <middleName>M</middleName>
                <lastName>DeWitt III</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>1776 Peachtree Street NW</street1>
                <street2>Suite 300</street2>
                <city>Atlanta</city>
                <stateOrCountry>GA</stateOrCountry>
                <stateOrCountryDescription>GEORGIA</stateOrCountryDescription>
                <zipCode>30309</zipCode>
            </relatedPersonAddress>
            <relatedPersonRelationshipList>
                <relationship>Executive Officer</relationship>
            </relatedPersonRelationshipList>
            <relationshipClarification></relationshipClarification>
        </relatedPersonInfo>
        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Margaret</firstName>
                <middleName>H.</middleName>
                <lastName>Whieldon</lastName>
            </relatedPersonName>
            <relatedPersonAddress>
                <street1>1776 Peachtree Street NW</street1>
                <street2>Suite 300</street2>
                <city>Atlanta</city>
                <stateOrCountry>GA</stateOrCountry>
                <stateOrCountryDescription>GEORGIA</stateOrCountryDescription>
                <zipCode>30309</zipCode>
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            <relationshipClarification></relationshipClarification>
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        <relatedPersonInfo>
            <relatedPersonName>
                <firstName>Wes</firstName>
                <lastName>Reagan</lastName>
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                <stateOrCountryDescription>GEORGIA</stateOrCountryDescription>
                <zipCode>30309</zipCode>
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    <offeringData>
        <industryGroup>
            <industryGroupType>Commercial Banking</industryGroupType>
        </industryGroup>
        <issuerSize>
            <revenueRange>Decline to Disclose</revenueRange>
        </issuerSize>
        <federalExemptionsExclusions>
            <item>06b</item>
        </federalExemptionsExclusions>
        <typeOfFiling>
            <newOrAmendment>
                <isAmendment>false</isAmendment>
            </newOrAmendment>
            <dateOfFirstSale>
                <value>2026-08-21</value>
            </dateOfFirstSale>
        </typeOfFiling>
        <durationOfOffering>
            <moreThanOneYear>true</moreThanOneYear>
        </durationOfOffering>
        <typesOfSecuritiesOffered>
            <isDebtType>true</isDebtType>
        </typesOfSecuritiesOffered>
        <businessCombinationTransaction>
            <isBusinessCombinationTransaction>false</isBusinessCombinationTransaction>
            <clarificationOfResponse></clarificationOfResponse>
        </businessCombinationTransaction>
        <minimumInvestmentAccepted>200000</minimumInvestmentAccepted>
        <salesCompensationList>
            <recipient>
                <recipientName>Performance Trust Capital Partners, LLC</recipientName>
                <recipientCRDNumber>36155</recipientCRDNumber>
                <associatedBDName>None</associatedBDName>
                <associatedBDCRDNumber>None</associatedBDCRDNumber>
                <recipientAddress>
                    <street1>500 W. Madison, Suite 450</street1>
                    <city>Chicago</city>
                    <stateOrCountry>IL</stateOrCountry>
                    <stateOrCountryDescription>ILLINOIS</stateOrCountryDescription>
                    <zipCode>60661</zipCode>
                </recipientAddress>
                <statesOfSolicitationList>
                    <state>PR</state>
                    <description>PUERTO RICO</description>
                    <state>TX</state>
                    <description>TEXAS</description>
                    <state>NV</state>
                    <description>NEVADA</description>
                    <state>SC</state>
                    <description>SOUTH CAROLINA</description>
                    <state>SD</state>
                    <description>SOUTH DAKOTA</description>
                    <state>MD</state>
                    <description>MARYLAND</description>
                    <state>IA</state>
                    <description>IOWA</description>
                    <state>OH</state>
                    <description>OHIO</description>
                    <state>GA</state>
                    <description>GEORGIA</description>
                    <state>MI</state>
                    <description>MICHIGAN</description>
                    <state>OK</state>
                    <description>OKLAHOMA</description>
                    <state>CA</state>
                    <description>CALIFORNIA</description>
                    <state>MN</state>
                    <description>MINNESOTA</description>
                    <state>IL</state>
                    <description>ILLINOIS</description>
                    <state>IN</state>
                    <description>INDIANA</description>
                    <state>MS</state>
                    <description>MISSISSIPPI</description>
                    <state>MT</state>
                    <description>MONTANA</description>
                    <state>KS</state>
                    <description>KANSAS</description>
                    <state>AL</state>
                    <description>ALABAMA</description>
                    <state>VA</state>
                    <description>VIRGINIA</description>
                    <state>CO</state>
                    <description>COLORADO</description>
                    <state>PA</state>
                    <description>PENNSYLVANIA</description>
                    <state>NC</state>
                    <description>NORTH CAROLINA</description>
                    <state>TN</state>
                    <description>TENNESSEE</description>
                    <state>NJ</state>
                    <description>NEW JERSEY</description>
                </statesOfSolicitationList>
                <foreignSolicitation>false</foreignSolicitation>
            </recipient>
        </salesCompensationList>
        <offeringSalesAmounts>
            <totalOfferingAmount>55000000</totalOfferingAmount>
            <totalAmountSold>55000000</totalAmountSold>
            <totalRemaining>0</totalRemaining>
            <clarificationOfResponse></clarificationOfResponse>
        </offeringSalesAmounts>
        <investors>
            <hasNonAccreditedInvestors>false</hasNonAccreditedInvestors>
            <totalNumberAlreadyInvested>51</totalNumberAlreadyInvested>
        </investors>
        <salesCommissionsFindersFees>
            <salesCommissions>
                <dollarAmount>1100000</dollarAmount>
            </salesCommissions>
            <findersFees>
                <dollarAmount>0</dollarAmount>
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            <clarificationOfResponse></clarificationOfResponse>
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        <useOfProceeds>
            <grossProceedsUsed>
                <dollarAmount>0</dollarAmount>
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            <clarificationOfResponse></clarificationOfResponse>
        </useOfProceeds>
        <signatureBlock>
            <authorizedRepresentative>false</authorizedRepresentative>
            <signature>
                <issuerName>GEORGIA BANKING CO INC</issuerName>
                <signatureName>/s/ Charles M. DeWitt III</signatureName>
                <nameOfSigner>Charles M. DeWitt III</nameOfSigner>
                <signatureTitle>Chief Financial Officer</signatureTitle>
                <signatureDate>2026-09-03</signatureDate>
            </signature>
        </signatureBlock>
    </offeringData>
</edgarSubmission>
