X0306 4 2020-08-31 0 0001070680 CF BANKSHARES INC. CFBK 0001481798 Pietrzak John C/O CF BANKSHARES INC. 7000 NORTH HIGH STREET WORTHINGTON OH 43085 1 0 0 0 Common Stock 2020-08-31 4 P 0 100 11.59 A 100 D Common Stock 1650 I See Footnote Represents shares of common stock underlying restricted stock awards granted previously under the Issuer's 2019 Equity Incentive Plan, which are subject to vesting over a three-year period. The restricted stock awards were issued to Castle Creek Advisors IV LLC ("Advisors IV"), on behalf of John Pietrzak in his capacity as a member of the Board of Directors of the Issuer. The reporting person is a managing principal of Castle Creek Capital VII LLC ("CCC VII"), the sole general partner of Castle Creek Capital Partners VII, LP ("Fund VII"). As of September 2, 2020, Fund VII owned 531,299 shares of the Issuer's common stock (the "Fund VII Shares"). The Fund VII Shares were previously included in Table I of the reportion person's reports under Section 16 of the Securities Exchange Act of 1934, as amended (the "Act"), but following the recent establishment of a six-person investment committee by CCC VII, no person other than Fund VII and CCC VII presently has beneficial ownership (as defined in Rule 13d-3 under the Act) of the Fund VII shares. As such, the Fund VII Shares have been removed from this Form 4. /S/ JOHN PIETRZAK 2020-09-02