Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
ASSETS
Cash and cash equivalents	$ 18,881	$ 19,160
Interest-bearing deposits in other financial institutions	1,486	1,982
Securities available for sale	8,635	9,672
Loans held for sale, at fair value	3,259	3,285
Loans, net of allowance of $5,871 and $5,729	247,675	207,141
FHLB stock	1,942	1,942
Foreclosed assets, net	1,636	1,636
Premises and equipment, net	3,839	3,547
Bank owned life insurance	4,600	4,535
Accrued interest receivable and other assets	2,504	2,848
Total assets	294,457	255,748
Deposits
Noninterest bearing	30,215	27,652
Interest bearing	212,506	180,657
Total deposits	242,721	208,309
FHLB advances	13,000	10,000
Other secured borrowings		6,526
Advances by borrowers for taxes and insurance	168	575
Accrued interest payable and other liabilities	4,240	2,319
Subordinated debentures	5,155	5,155
Total liabilities	265,284	232,884
Commitments and Contingent Liabilities
Stockholders' equity
Common stock, $.01 par value, shares authorized; 50,000,000 shares issued; 15,935,417 in 2014 and 2013	159	159
Series B Preferred stock, $0.01 par value; 480,000 shares authorized; 270,000 issued at June 30, 2014 and 0 shares issued at December 31, 2013	3
Additional paid-in capital	54,571	48,067
Accumulated deficit	(22,390)	(22,215)
Accumulated other comprehensive income	75	98
Treasury stock, at cost; 111,707 shares	(3,245)	(3,245)
Total stockholders' equity	29,173	22,864
Total liabilities and stockholder's equity	$ 294,457	$ 255,748