Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Dec. 31, 2025	Dec. 31, 2024
Cash flows from operating activities:
Net Income	$ 19,162	$ 13,751
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	558	524
Deferred income tax benefit	(2,973)	(2,031)
Net accretion of investment premiums and discounts	(986)	(329)
Net amortization of deferred loan costs and fees	204	191
Amortization of subordinated debt issuance costs	62	93
Provision for credit losses	1,456	1,112
Bank-owned life insurance income	(1,326)	(1,285)
Net loss on sale of securities available-for-sale	576	0
Net loss (gain) on equity securities	4	(43)
Net decrease in accrued income taxes	(141)	(140)
Net increase in accrued interest receivable	(1,604)	(2,354)
Net (increase) decrease in prepaid expenses and other assets	(823)	186
Net decrease in accrued expenses and other liabilities	(791)	(2,215)
Net cash provided by operating activities	13,378	7,460
Securities available-for-sale:
Proceeds from maturities	132,688	88,417
Proceeds from sale of securities	8,299	0
Purchases of securities	(376,344)	(164,699)
Proceeds from principal payments on securities	182,924	54,751
Securities held-to-maturity:
Proceeds from maturities	29,032	19,598
Purchases of securities	(83,250)	(109,516)
Proceeds from principal payments on securities	20,302	9,235
Net purchase of Federal Home Loan Bank Stock	(4,720)	(3,373)
Maturity of long-term certificates of deposit	200	250
Purchase of bank owned life insurance	(6,345)	0
Net increase in loans receivable	(60,182)	(52,327)
Purchases of premises and equipment	(611)	(334)
Net cash used in investing activities	(158,007)	(157,998)
Cash flows from financing activities:
Net increase in short-term borrowings	106,000	78,800
Repayment of long-term borrowings	0	(27,180)
Repayment of subordinated notes payable	(20,000)	0
Payment of cash dividends	(1,566)	(3,070)
Net increase in deposits	1,205	78,036
Net cash provided by financing activities	85,639	126,586
Net decrease in cash and cash equivalents	(58,990)	(23,952)
Cash and cash equivalents at beginning of period	183,078	190,395
Cash and cash equivalents at end of period	124,088	166,443
Cash paid during period for:
Interest	28,645	30,399
Income taxes	$ 1,613	$ 664