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Consolidated Statements of Financial Condition - USD ($)
$ in Thousands
Dec. 31, 2025
Jun. 30, 2025
Consolidated Statements of Financial Condition [Abstract]    
Cash and due from banks $ 8,802 $ 12,788
Interest-bearing deposits 115,286 170,290
Total cash and cash equivalents 124,088 183,078
Long-term certificates of deposit 1,225 1,425
Securities available-for-sale, at fair value 411,590 356,062
Securities held-to-maturity, at amortized cost, net of allowance for credit losses of $616 and $548 at December 31, 2025 and June 30, 2025 810,294 776,147
Equity securities, at fair value 398 402
Federal Home Loan Bank stock, at cost 10,224 5,504
Loans receivable [1],[2] 1,687,184 1,627,406
Allowance for credit losses on loans (21,334) (20,146)
Net loans receivable 1,665,850 1,607,260
Premises and equipment, net 15,285 15,232
Bank-owned life insurance 67,466 59,795
Accrued interest receivable 17,985 16,381
Prepaid expenses and other assets 22,590 19,323
Total assets 3,146,995 3,040,609
LIABILITIES AND SHAREHOLDERS’ EQUITY    
Noninterest-bearing deposits 105,171 110,163
Interest-bearing deposits 2,535,869 2,529,672
Total deposits 2,641,040 2,639,835
Borrowings, short-term 180,000 74,000
Borrowings, long-term 4,189 4,189
Subordinated notes payable, net 29,929 49,867
Accrued expenses and other liabilities 33,569 33,881
Total liabilities 2,888,727 2,801,772
SHAREHOLDERS' EQUITY    
Preferred stock, Authorized - 1,000,000 shares; Issued - None 0 0
Common stock, par value $0.10 per share; Authorized - 36,000,000 shares; Issued – 17,222,680 shares at December 31, 2025 and June 30, 2025; Outstanding – 17,026,828 shares at December 31, 2025, and June 30, 2025 1,722 1,722
Additional paid-in capital 10,156 10,156
Retained earnings 258,999 241,403
Accumulated other comprehensive loss (11,701) (13,536)
Treasury stock, at cost 195,852 shares at December 31, 2025 and June 30, 2025 (908) (908)
Total shareholders’ equity 258,268 238,837
Total liabilities and shareholders’ equity $ 3,146,995 $ 3,040,609
[1] Loan balances exclude accrued interest receivable of $7.7 million and $7.0 million at December 31, 2025 and June 30, 2025, respectively, which is included in accrued interest receivable in the consolidated statement of financial condition.
[2] Loan balances include net deferred fees/(costs) of ($483,000) and ($567,000) at December 31, 2025 and June 30, 2025, respectively.