Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2025	Sep. 30, 2024
Cash flows from operating activities:
Net Income	$ 8,870	$ 6,261
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	279	261
Deferred income tax benefit	(252)	(543)
Net accretion of investment premiums and discounts	(126)	(287)
Net amortization of deferred loan costs and fees	108	83
Amortization of subordinated debt issuance costs	37	46
Provision for credit losses	1,257	634
Bank-owned life insurance income	(652)	(648)
Net loss (gain) on equity securities	11	(11)
Net increase in accrued income taxes	1,201	647
Net increase in accrued interest receivable	(940)	(640)
Net increase in prepaid expenses and other assets	(1,559)	(2,165)
Net decrease in accrued expenses and other liabilities	(1,284)	(1,488)
Net cash provided by operating activities	6,950	2,150
Securities available-for-sale:
Proceeds from maturities	66,523	55,515
Purchases of securities	(60,145)	(89,688)
Proceeds from principal payments on securities	1,331	27,634
Securities held-to-maturity:
Proceeds from maturities	13,688	11,268
Purchases of securities	(33,156)	(25,500)
Proceeds from principal payments on securities	8,545	2,589
Net redemption of Federal Home Loan Bank Stock	3,193	2,501
Maturity of long-term certificates of deposit	0	250
Net increase in loans receivable	(43,609)	(1,936)
Purchases of premises and equipment	(402)	(153)
Net cash used in investing activities	(44,032)	(17,520)
Cash flows from financing activities:
Net repayment in short-term advances	(74,000)	(52,300)
Repayment of long-term advances	0	(4,375)
Payment of cash dividends	(781)	(1,533)
Net increase in deposits	83,352	96,652
Net cash provided by financing activities	8,571	38,444
Net (decrease) increase in cash and cash equivalents	(28,511)	23,074
Cash and cash equivalents at beginning of period	183,078	190,395
Cash and cash equivalents at end of period	154,567	213,469
Cash paid during period for:
Interest	14,696	14,752
Income taxes	$ 271	$ 324