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Consolidated Statements of Income - USD ($)
$ in Thousands
3 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Interest income:    
Loans $ 21,973 $ 19,243
Investment securities - tax exempt 5,266 4,468
Investment securities - taxable 3,910 3,369
Interest-bearing deposits and federal funds sold 474 689
Total interest income 31,623 27,769
Interest expense:    
Interest on deposits 13,363 13,806
Interest on borrowings 740 827
Total interest expense 14,103 14,633
Net interest income 17,520 13,136
Provision for credit losses 1,257 634
Net interest income after provision for credit losses 16,263 12,502
Noninterest income:    
Service charges on deposit accounts 1,298 1,226
Debit card fees 1,100 1,101
Investment services 277 248
E-commerce fees 27 37
Bank-owned life insurance 652 648
Other operating income 632 477
Total noninterest income 3,986 3,737
Noninterest expense:    
Salaries and employee benefits 6,156 5,878
Occupancy expense 653 636
Equipment and furniture expense 205 150
Service and data processing fees 787 767
Computer software, supplies and support 440 355
Advertising and promotion 100 77
FDIC insurance premiums 367 322
Legal and professional fees 406 364
Other 947 1,001
Total noninterest expense 10,061 9,550
Income before provision for income taxes 10,188 6,689
Provision for income taxes 1,318 428
Net income $ 8,870 $ 6,261
Basic earnings per share (in Dollars per share) $ 0.52 $ 0.37
Diluted earnings per share (in Dollars per share) $ 0.52 $ 0.37
Basic average shares outstanding (in Shares) 17,026,828 17,026,828
Diluted average shares outstanding (in Shares) 17,026,828 17,026,828