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Consolidated Statements of Financial Condition - USD ($)
$ in Thousands
Sep. 30, 2025
Jun. 30, 2025
Consolidated Statements of Financial Condition [Abstract]    
Cash and due from banks $ 27,373 $ 12,788
Interest-bearing deposits 127,194 170,290
Total cash and cash equivalents 154,567 183,078
Long-term certificates of deposit 1,425 1,425
Securities available-for-sale, at fair value 350,073 356,062
Securities held-to-maturity, at amortized cost, net of allowance for credit losses of $599 and $548 at September 30, 2025 and June 30, 2025 787,132 776,147
Equity securities, at fair value 391 402
Federal Home Loan Bank stock, at cost 2,311 5,504
Loans receivable [1],[2] 1,670,847 1,627,406
Allowance for credit losses on loans (21,292) (20,146)
Net loans receivable 1,649,555 1,607,260
Premises and equipment, net 15,355 15,232
Bank-owned life insurance 60,447 59,795
Accrued interest receivable 17,321 16,381
Prepaid expenses and other assets 19,968 19,323
Total assets 3,058,545 3,040,609
LIABILITIES AND SHAREHOLDERS’ EQUITY    
Noninterest-bearing deposits 122,871 110,163
Interest-bearing deposits 2,600,316 2,529,672
Total deposits 2,723,187 2,639,835
Borrowings, short-term   74,000
Borrowings, long-term 4,189 4,189
Subordinated notes payable, net 49,904 49,867
Accrued expenses and other liabilities 33,089 33,881
Total liabilities 2,810,369 2,801,772
SHAREHOLDERS' EQUITY    
Preferred stock, Authorized - 1,000,000 shares; Issued - None 0 0
Common stock, par value $0.10 per share; Authorized - 36,000,000 shares; Issued – 17,222,680 shares at September 30, 2025 and June 30, 2025; Outstanding – 17,026,828 shares at September 30, 2025, and June 30, 2025 1,722 1,722
Additional paid-in capital 10,156 10,156
Retained earnings 249,492 241,403
Accumulated other comprehensive loss (12,286) (13,536)
Treasury stock, at cost 195,852 shares at September 30, 2025 and June 30, 2025 (908) (908)
Total shareholders’ equity 248,176 238,837
Total liabilities and shareholders’ equity $ 3,058,545 $ 3,040,609
[1] Loan balances exclude accrued interest receivable of $7.2 million and $7.0 million at September 30, 2025 and June 30, 2025, respectively, which is included in accrued interest receivable in the consolidated statement of financial condition.
[2] Loan balances include net deferred fees/(costs) of ($583,000) and ($567,000) at September 30, 2025 and June 30, 2025, respectively.