XML 60 R48.htm IDEA: XBRL DOCUMENT v3.25.1
Loans and Allowance for Credit Losses on Loans - Loan Balances by Internal Credit Quality Indicator (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Mar. 31, 2025
Mar. 31, 2024
Jun. 30, 2024
Commercial Portfolio [Member]          
Financing Receivable, Credit Quality Indicator [Line Items]          
Current fiscal year $ 9,051   $ 9,051   $ 12,761
Fiscal year before latest fiscal year 11,458   11,458   8,919
Two years before latest fiscal year 8,838   8,838   14,688
Three years before latest fiscal year 12,163   12,163   14,621
Four years before latest fiscal year 13,206   13,206   5,134
Prior 16,988   16,988   16,379
Revolving loans amortized cost basis 42,313   42,313   38,169
Revolving loans converted to term 304   304   636
Total 114,321   114,321   111,307
Current fiscal year     0   0
Fiscal year before latest fiscal year     0   0
Two years before latest fiscal year     0   0
Three years before latest fiscal year     0   989
Four years before latest fiscal year     0   0
Prior     38   137
Revolving loans amortized cost basis     19   26
Revolving loans converted to term     0   0
Current period gross charge-offs 44 $ 143 57 $ 156 1,152
Residential Real Estate [Member] | Residential Portfolio [Member]          
Financing Receivable, Credit Quality Indicator [Line Items]          
Current fiscal year 31,481   31,481   55,070
Fiscal year before latest fiscal year 57,075   57,075   62,643
Two years before latest fiscal year 60,544   60,544   92,995
Three years before latest fiscal year 86,818   86,818   80,000
Four years before latest fiscal year 73,429   73,429   32,757
Prior 110,262   110,262   94,100
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term 0   0   24
Total 419,609   419,609   417,589
Current fiscal year     0   0
Fiscal year before latest fiscal year     0   0
Two years before latest fiscal year     0   0
Three years before latest fiscal year     0   0
Four years before latest fiscal year     44   0
Prior     0   0
Revolving loans amortized cost basis     0   0
Revolving loans converted to term     0   0
Current period gross charge-offs 0 0 44 0 0
Residential Real Estate [Member] | Performing [Member] | Residential Portfolio [Member]          
Financing Receivable, Credit Quality Indicator [Line Items]          
Current fiscal year 31,481   31,481   55,070
Fiscal year before latest fiscal year 57,075   57,075   62,643
Two years before latest fiscal year 60,544   60,544   92,995
Three years before latest fiscal year 86,760   86,760   79,815
Four years before latest fiscal year 73,429   73,429   32,588
Prior 108,151   108,151   91,936
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term 0   0   24
Total 417,440   417,440   415,071
Residential Real Estate [Member] | Non-performing [Member] | Residential Portfolio [Member]          
Financing Receivable, Credit Quality Indicator [Line Items]          
Current fiscal year 0   0    
Fiscal year before latest fiscal year 0   0    
Two years before latest fiscal year 0   0    
Three years before latest fiscal year 58   58   185
Four years before latest fiscal year         169
Prior 2,111   2,111   2,164
Revolving loans amortized cost basis 0   0    
Revolving loans converted to term 0   0    
Total 2,169   2,169   2,518
Real Estate Mortgage [Member] | Commercial Real Estate Portfolio [Member]          
Financing Receivable, Credit Quality Indicator [Line Items]          
Current fiscal year 164,656   164,656   103,866
Fiscal year before latest fiscal year 118,727   118,727   213,520
Two years before latest fiscal year 194,125   194,125   248,878
Three years before latest fiscal year 232,536   232,536   126,588
Four years before latest fiscal year 120,784   120,784   83,907
Prior 208,764   208,764   154,802
Revolving loans amortized cost basis 3,709   3,709   4,716
Revolving loans converted to term 5,271   5,271   363
Total 1,048,572   1,048,572   936,640
Current fiscal year     0   0
Fiscal year before latest fiscal year     0   0
Two years before latest fiscal year     0   0
Three years before latest fiscal year     0   0
Four years before latest fiscal year     0   0
Prior     5   0
Revolving loans amortized cost basis     0   0
Revolving loans converted to term     0   0
Current period gross charge-offs 0 0 5 0 0
Home Equity [Member] | Consumer Portfolio [Member]          
Financing Receivable, Credit Quality Indicator [Line Items]          
Current fiscal year 1,924   1,924   5,929
Fiscal year before latest fiscal year 4,998   4,998   2,888
Two years before latest fiscal year 2,501   2,501   336
Three years before latest fiscal year 269   269   429
Four years before latest fiscal year 350   350   266
Prior 872   872   1,128
Revolving loans amortized cost basis 21,371   21,371   18,190
Revolving loans converted to term 95   95   0
Total 32,380   32,380   29,166
Current fiscal year     0   0
Fiscal year before latest fiscal year     0   0
Two years before latest fiscal year     0   0
Three years before latest fiscal year     0   0
Four years before latest fiscal year     0   0
Prior     0   0
Revolving loans amortized cost basis     13   0
Revolving loans converted to term     0   0
Current period gross charge-offs 0 0 13 0 0
Home Equity [Member] | Performing [Member] | Consumer Portfolio [Member]          
Financing Receivable, Credit Quality Indicator [Line Items]          
Current fiscal year 1,924   1,924   5,929
Fiscal year before latest fiscal year 4,998   4,998   2,888
Two years before latest fiscal year 2,501   2,501   336
Three years before latest fiscal year 269   269   429
Four years before latest fiscal year 350   350   266
Prior 872   872   1,128
Revolving loans amortized cost basis 21,340   21,340   18,143
Revolving loans converted to term 95   95   0
Total 32,349   32,349   29,119
Home Equity [Member] | Non-performing [Member] | Consumer Portfolio [Member]          
Financing Receivable, Credit Quality Indicator [Line Items]          
Current fiscal year 0   0   0
Fiscal year before latest fiscal year 0   0   0
Two years before latest fiscal year 0   0   0
Three years before latest fiscal year 0   0   0
Four years before latest fiscal year 0   0   0
Prior 0   0   0
Revolving loans amortized cost basis 31   31   47
Revolving loans converted to term 0   0   0
Total 31   31   47
Consumer Installment [Member] | Consumer Portfolio [Member]          
Financing Receivable, Credit Quality Indicator [Line Items]          
Current fiscal year 1,435   1,435   2,363
Fiscal year before latest fiscal year 1,514   1,514   1,217
Two years before latest fiscal year 824   824   689
Three years before latest fiscal year 422   422   277
Four years before latest fiscal year 173   173   83
Prior 60   60   65
Revolving loans amortized cost basis 68   68   77
Revolving loans converted to term 0   0   0
Total 4,496   4,496   4,771
Current fiscal year     242   393
Fiscal year before latest fiscal year     41   22
Two years before latest fiscal year     0   49
Three years before latest fiscal year     9   7
Four years before latest fiscal year     1   1
Prior     0   0
Revolving loans amortized cost basis     0   9
Revolving loans converted to term     0   0
Current period gross charge-offs 93 $ 117 293 $ 393 481
Consumer Installment [Member] | Performing [Member] | Consumer Portfolio [Member]          
Financing Receivable, Credit Quality Indicator [Line Items]          
Current fiscal year 1,435   1,435   2,363
Fiscal year before latest fiscal year 1,514   1,514   1,217
Two years before latest fiscal year 824   824   689
Three years before latest fiscal year 422   422   277
Four years before latest fiscal year 173   173   83
Prior 60   60   65
Revolving loans amortized cost basis 68   68   77
Revolving loans converted to term 0   0   0
Total 4,496   4,496   4,771
Consumer Installment [Member] | Non-performing [Member] | Consumer Portfolio [Member]          
Financing Receivable, Credit Quality Indicator [Line Items]          
Current fiscal year 0   0   0
Fiscal year before latest fiscal year 0   0   0
Two years before latest fiscal year 0   0   0
Three years before latest fiscal year 0   0   0
Four years before latest fiscal year 0   0   0
Prior 0   0   0
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term 0   0   0
Total 0   0   0
Pass [Member] | Commercial Portfolio [Member]          
Financing Receivable, Credit Quality Indicator [Line Items]          
Current fiscal year 9,051   9,051   12,761
Fiscal year before latest fiscal year 11,458   11,458   8,919
Two years before latest fiscal year 8,838   8,838   12,845
Three years before latest fiscal year 5,606   5,606   14,587
Four years before latest fiscal year 13,175   13,175   4,934
Prior 16,252   16,252   15,280
Revolving loans amortized cost basis 41,532   41,532   32,001
Revolving loans converted to term 116   116   636
Total 106,028   106,028   101,963
Pass [Member] | Real Estate Mortgage [Member] | Commercial Real Estate Portfolio [Member]          
Financing Receivable, Credit Quality Indicator [Line Items]          
Current fiscal year 164,656   164,656   103,537
Fiscal year before latest fiscal year 118,404   118,404   210,652
Two years before latest fiscal year 184,471   184,471   242,917
Three years before latest fiscal year 231,874   231,874   126,135
Four years before latest fiscal year 120,144   120,144   79,431
Prior 189,181   189,181   135,928
Revolving loans amortized cost basis 3,709   3,709   4,716
Revolving loans converted to term 5,060   5,060   363
Total 1,017,499   1,017,499   903,679
Special Mention [Member] | Commercial Portfolio [Member]          
Financing Receivable, Credit Quality Indicator [Line Items]          
Current fiscal year 0   0   0
Fiscal year before latest fiscal year 0   0   0
Two years before latest fiscal year 0   0   78
Three years before latest fiscal year 59   59   0
Four years before latest fiscal year 0   0   35
Prior 119   119   834
Revolving loans amortized cost basis 145   145   3,893
Revolving loans converted to term 188   188   0
Total 511   511   4,840
Special Mention [Member] | Real Estate Mortgage [Member] | Commercial Real Estate Portfolio [Member]          
Financing Receivable, Credit Quality Indicator [Line Items]          
Current fiscal year 0   0   0
Fiscal year before latest fiscal year 0   0   1,188
Two years before latest fiscal year 507   507   2,468
Three years before latest fiscal year 662   662   295
Four years before latest fiscal year 271   271   430
Prior 4,517   4,517   4,102
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term 0   0   0
Total 5,957   5,957   8,483
Substandard [Member] | Commercial Portfolio [Member]          
Financing Receivable, Credit Quality Indicator [Line Items]          
Current fiscal year 0   0   0
Fiscal year before latest fiscal year 0   0   0
Two years before latest fiscal year 0   0   1,765
Three years before latest fiscal year 6,498   6,498   34
Four years before latest fiscal year 31   31   165
Prior 617   617   265
Revolving loans amortized cost basis 636   636   2,275
Revolving loans converted to term 0   0   0
Total 7,782   7,782   4,504
Substandard [Member] | Real Estate Mortgage [Member] | Commercial Real Estate Portfolio [Member]          
Financing Receivable, Credit Quality Indicator [Line Items]          
Current fiscal year 0   0   329
Fiscal year before latest fiscal year 323   323   1,680
Two years before latest fiscal year 9,147   9,147   3,493
Three years before latest fiscal year 0   0   158
Four years before latest fiscal year 369   369   4,046
Prior 15,066   15,066   14,772
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term 211   211   0
Total $ 25,116   $ 25,116   $ 24,478