Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Cash flows from operating activities:
Net Income	$ 6,261	$ 6,469
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	261	220
Deferred income tax benefit	(543)	(735)
Net (accretion) amortization of investment premiums and discounts	(287)	410
Net amortization of deferred loan costs and fees	83	40
Amortization of subordinated debt issuance costs	46	47
Provision for credit losses	634	457
Bank-owned life insurance income	(648)	(362)
Net (gain) loss on equity securities	(11)	7
Net increase in accrued income taxes	647	1,346
Net increase in accrued interest receivable	(640)	(1,512)
Net (increase) decrease in prepaid expenses and other assets	(2,165)	109
Net decrease in accrued expense and other liabilities	(1,488)	(238)
Net cash provided by operating activities	2,150	6,258
Securities available-for-sale:
Proceeds from maturities	55,515	43,355
Purchases of securities	(89,688)	(77,044)
Proceeds from principal payments on securities	27,634	942
Securities held-to-maturity:
Proceeds from maturities	11,268	18,192
Purchases of securities	(25,500)	(7,997)
Proceeds from principal payments on securities	2,589	3,649
Net redemption (purchase) of Federal Home Loan Bank Stock	2,501	(297)
Maturity of long-term certificates of deposit	250	500
Net increase in loans receivable	(1,936)	(39,608)
Purchases of premises and equipment	(153)	(474)
Net cash used in investing activities	(17,520)	(58,782)
Cash flows from financing activities:
Net decrease in short-term advances	(52,300)	0
Proceeds from term advances	0	4,374
Repayment of long-term advances	(4,375)	0
Payment of cash dividends	(1,533)	(1,362)
Net increase (decrease) in deposits	96,652	(16,680)
Net cash provided (used in) by financing activities	38,444	(13,668)
Net increase (decrease) in cash and cash equivalents	23,074	(66,192)
Cash and cash equivalents at beginning of period	190,395	196,445
Cash and cash equivalents at end of period	213,469	130,253
Cash paid during period for:
Interest	14,752	11,638
Income taxes	$ 324	$ 356