Consolidated Statements of Cash Flows - USD ($) $ in Thousands		12 Months Ended
		Jun. 30, 2024	Jun. 30, 2023
Cash flows from operating activities:
Net Income		$ 24,769	$ 30,785
Adjustments to reconcile net income to net cash provided by operating activities
Depreciation		928	871
Deferred income tax benefit		(74)	(149)
Net amortization of investment premiums and discounts		297	2,418
Net amortization of deferred loan costs and fees		392	259
Amortization of subordinated debt issuance costs		186	185
Provision for credit losses	[1]	766	(1,071)
Bank-owned life insurance income		(2,183)	(1,369)
Net loss on sale of securities available-for-sale		0	251
Net gain on equity securities		(22)	(33)
Net (gain) loss on sale of foreclosed real estate		(60)	26
Net increase (decrease) in accrued income taxes		322	(1,121)
Net increase in accrued interest receivable		(2,020)	(3,332)
Net (increase) decrease in prepaid expenses and other assets		(430)	133
Net increase in accrued expenses and other liabilities		2,037	256
Net cash provided by operating activities		24,908	28,109
Securities available-for-sale:
Proceeds from maturities		182,232	262,884
Proceeds from sale of securities		0	1,675
Purchases of securities		(279,953)	(154,365)
Proceeds from principal payments on securities		31,162	11,205
Securities held-to-maturity:
Proceeds from maturities		68,423	70,275
Purchases of securities		(49,633)	(57,596)
Proceeds from principal payments on securities		15,987	21,236
Net (purchase) redemption of Federal Home Loan Bank Stock		(5,614)	5,121
Purchase of long-term certificate of deposit		0	(1,225)
Maturity of long-term certificate of deposit		1,730	735
Surrender of bank owned life insurance		23,100	0
Purchase of bank owned life insurance		(23,104)	0
Net increase in loans receivable		(92,421)	(157,949)
Proceeds from sale of foreclosed real estate		362	202
Purchases of premises and equipment		(1,506)	(1,537)
Net cash (used in) provided by investing activities		(129,235)	661
Cash flows from financing activities:
Net increase (decrease) in short-term advances		115,300	(123,700)
Proceeds from long-term advances		34,156	0
Payment of cash dividends		(3,240)	(2,191)
Net (decrease) increase in deposits		(47,939)	224,557
Net cash provided by financing activities		98,277	98,666
Net (decrease) increase in cash and cash equivalents		(6,050)	127,436
Cash and cash equivalents at beginning of year		196,445	69,009
Cash and cash equivalents at end of year		190,395	196,445
Non-cash investing activities:
Foreclosed loans transferred to other real estate		0	462
Cash paid during period for:
Interest		52,070	23,074
Income taxes		$ 1,802	$ 6,312

[1] Effective July 1, 2023, the allowance calculation is based upon the CECL methodology.  Prior to July 1, 2023, the allowance calculation was based upon the incurred loss methodology.