XML 76 R62.htm IDEA: XBRL DOCUMENT v3.24.2.u1
Loans and Allowance for Credit Losses on Loans, Major Loan Segments and Classes (Details) - USD ($)
$ in Thousands
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2022
Major Loan Segments and Classes [Abstract]      
Total gross loans $ 1,499,473 [1],[2] $ 1,408,866  
Allowance for credit losses on loans (19,244) [3] (21,212) [3] $ (22,761)
Net loans receivable 1,480,229 1,387,654  
Deferred fees and cost, net (42)    
Accrued interest receivable $ 6,200 $ 5,500  
Financing Receivable, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration] Accrued interest receivable Accrued interest receivable  
Residential Portfolio [Member] | Residential Real Estate [Member]      
Major Loan Segments and Classes [Abstract]      
Total gross loans $ 417,589    
Allowance for credit losses on loans (4,237) $ (2,794)  
Residential Portfolio [Member] | Real Estate [Member]      
Major Loan Segments and Classes [Abstract]      
Allowance for credit losses on loans   (2,613) (2,373)
Commercial Real Estate Portfolio [Member] | Real Estate [Member]      
Major Loan Segments and Classes [Abstract]      
Total gross loans 936,640    
Allowance for credit losses on loans (12,218) (14,839)  
Consumer Portfolio [Member] | Home Equity [Member]      
Major Loan Segments and Classes [Abstract]      
Total gross loans 29,166    
Allowance for credit losses on loans (212) (46) (89)
Consumer Portfolio [Member] | Consumer [Member]      
Major Loan Segments and Classes [Abstract]      
Total gross loans 4,771    
Allowance for credit losses on loans (500) (332) (349)
Commercial Portfolio [Member]      
Major Loan Segments and Classes [Abstract]      
Total gross loans 111,307    
Allowance for credit losses on loans $ (2,077) $ (3,201) $ (2,355)
[1] Loan balances exclude accrued interest receivable of $6.2 million at June 30, 2024, which is included in accrued interest receivable in the consolidated statement of financial condition.
[2] Loan balances include net deferred fees/cost of $(42,000) at June 30, 2024.
[3] Effective July 1, 2023, the allowance calculation is based upon the CECL methodology.  Prior to July 1, 2023, the allowance calculation was based upon the incurred loss methodology.