Regulatory Matters (Tables)

12 Months Ended

Jun. 30, 2024

Regulatory Matters [Abstract]

Compliance with Regulatory Capital Requirements under Banking Regulations

											To be well
											capitalized under
						For capital					prompt corrective					Capital conservation
(Dollars in thousands)	Actual					adequacy purposes					action provisions					buffer
The Bank of Greene County	Amount		Ratio			Amount		Ratio			Amount		Ratio			Actual			Required
As of June 30, 2024:
Total risk-based capital	$	273,460		17.1	%	$	127,873		8.0	%	$	159,841		10.0	%		9.11	%		2.50	%
Tier 1 risk-based capital		253,468		15.9			95,905		6.0			127,873		8.0			9.86			2.50
Common equity tier 1 capital		253,468		15.9			71,929		4.5			103,897		6.5			11.36			2.50
Tier 1 leverage ratio		253,468		9.3			109,102		4.0			136,378		5.0			5.29			2.50
As of June 30, 2023:
Total risk-based capital	$	249,165		16.5	%	$	121,020		8.0	%	$	151,275		10.0	%		8.47	%		2.50	%
Tier 1 risk-based capital		230,228		15.2			90,765		6.0			121,020		8.0			9.22			2.50
Common equity tier 1 capital		230,228		15.2			68,074		4.5			98,328		6.5			10.72			2.50
Tier 1 leverage ratio		230,228		8.7			106,141		4.0			132,676		5.0			4.68			2.50
Greene County Commercial Bank
As of June 30, 2024:
Total risk-based capital	$	110,319		49.5	%	$	17,830		8.0	%	$	22,288		10.0	%		41.50	%		2.50	%
Tier 1 risk-based capital		110,319		49.5			13,373		6.0			17,830		8.0			43.50			2.50
Common equity tier 1 capital		110,319		49.5			10,029		4.5			14,487		6.5			45.00			2.50
Tier 1 leverage ratio		110,319		9.1			48,385		4.0			60,481		5.0			5.12			2.50
As of June 30, 2023:
Total risk-based capital	$	104,781		46.6	%	$	17,975		8.0	%	$	22,469		10.0	%		38.63	%		2.50	%
Tier 1 risk-based capital		104,781		46.6			13,481		6.0			17,975		8.0			40.63			2.50
Common equity tier 1 capital		104,781		46.6			10,111		4.5			14,605		6.5			42.13			2.50
Tier 1 leverage ratio		104,781		9.1			45,958		4.0			57,447		5.0			5.12			2.50