Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Cash flows from operating activities:
Net Income	$ 12,176	$ 16,234
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	440	429
Deferred income tax (benefit) expense	(48)	671
Net amortization of investment premiums and discounts	657	1,410
Net amortization of deferred loan costs and fees	177	101
Amortization of subordinated debt issuance costs	93	93
Provision for credit losses	627	(255)
Bank-owned life insurance income	(936)	(680)
Net loss on sale of available-for-sale securities	0	251
Net gain on equity securities	(19)	(8)
Net loss on sale of foreclosed real estate	0	5
Net increase (decrease) in accrued income taxes	678	(2,119)
Net increase in accrued interest receivable	(2,250)	(3,151)
Net increase in prepaid expenses and other assets	(1,060)	(238)
Net decrease in accrued expense and other liabilities	(2,275)	(2,701)
Net cash provided by operating activities	8,260	10,042
Securities available-for-sale:
Proceeds from maturities	82,091	129,742
Proceeds from sale of securities	0	1,675
Purchases of securities	(107,484)	(75,377)
Proceeds from principal payments on securities	1,757	9,764
Securities held-to-maturity:
Proceeds from maturities	27,168	36,451
Purchases of securities	(13,824)	(32,162)
Proceeds from principal payments on securities	11,185	14,247
Net (purchase) redemption of Federal Home Loan Bank Stock	(5,972)	644
Purchase of long-term certificate of deposit	0	(245)
Maturity of long-term certificates of deposit	745	245
Surrender of bank owned life insurance	23,100	0
Purchase of bank owned life insurance	(23,104)	0
Net increase in loans receivable	(48,702)	(138,357)
Proceeds from sale of foreclosed real estate	0	63
Purchases of premises and equipment	(644)	(517)
Net cash used in investing activities	(53,684)	(53,827)
Cash flows from financing activities
Net increase (decrease) in short-term FHLB advances	125,000	(16,100)
Proceeds from long-term FHLB advances	4,374	0
Payment of cash dividends	(1,991)	(1,098)
Net (decrease) increase in deposits	(102,324)	52,790
Net cash provided by financing activities	25,059	35,592
Net decrease in cash and cash equivalents	(20,365)	(8,193)
Cash and cash equivalents at beginning of period	196,445	69,009
Cash and cash equivalents at end of period	176,080	60,816
Cash paid during period for:
Interest	24,354	7,198
Income taxes	$ 1,000	$ 4,471