Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Cash flows from operating activities:
Net Income	$ 16,234	$ 13,991
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	429	414
Deferred income tax benefit	671	378
Net amortization of investment premiums and discounts	1,410	1,720
Net amortization (accretion) of deferred loan costs and fees	101	(2,591)
Amortization of subordinated debt issuance costs	93	72
Provision for loan losses	(255)	2,268
Bank-owned life insurance income	(680)	(616)
Net loss on sale of available-for-sale securities	251	0
Net (gain) loss on equity securities	(8)	15
Net loss (gain) on sale of foreclosed real estate	5	(11)
Net decrease in accrued income taxes	(2,119)	(354)
Net increase in accrued interest receivable	(3,151)	(611)
Net increase in prepaid expenses and other assets	(238)	(848)
Net decrease in accrued expense and other liabilities	(2,701)	(469)
Net cash provided by operating activities	10,042	13,358
Securities available-for-sale:
Proceeds from maturities	129,742	131,136
Proceeds from sale of securities	1,675	0
Purchases of securities	(75,377)	(157,113)
Proceeds from principal payments on securities	9,764	10,835
Securities held-to-maturity:
Proceeds from maturities	36,451	22,288
Purchases of securities	(32,162)	(202,218)
Proceeds from principal payments on securities	14,247	9,739
Net redemption (purchase) of Federal Home Loan Bank Stock	644	(1,800)
Purchase of long-term certificates of deposit	(245)	0
Maturity of long-term certificates of deposit	245	180
Purchase of bank-owned life insurance	0	(9,500)
Net increase in loans receivable	(138,357)	(36,695)
Proceeds from sale of foreclosed real estate	63	75
Purchases of premises and equipment	(517)	(262)
Net cash used in investing activities	(53,827)	(233,335)
Cash flows from financing activities
Net (decrease) increase in short-term FHLB advances	(16,100)	40,000
Net decrease in short-term advances other banks	0	(3,000)
Net proceeds from subordinated notes payable	0	29,501
Payment of cash dividends	(1,098)	(1,020)
Net increase in deposits	52,790	68,249
Net cash provided by financing activities	35,592	133,730
Net decrease in cash and cash equivalents	(8,193)	(86,247)
Cash and cash equivalents at beginning of period	69,009	149,775
Cash and cash equivalents at end of period	60,816	63,528
Cash paid during period for:
Interest	7,198	2,283
Income taxes	$ 4,471	$ 2,438