Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Dec. 31, 2022	Jun. 30, 2022
ASSETS
Total cash and cash equivalents	$ 60,816	$ 69,009
Long-term certificates of deposit	4,096	4,107
Securities available-for-sale, at fair value	335,118	408,062
Securities held-to-maturity, at amortized cost (fair value $682,210 at December 31, 2022; $710,453 at June 30, 2022)	742,470	761,852
Equity securities, at fair value	281	273
Federal Home Loan Bank stock, at cost	6,159	6,803
Loans	1,390,055	1,251,987
Allowance for loan losses	(22,289)	(22,761)
Unearned origination fees and costs, net	100	129
Net loans receivable	1,367,866	1,229,355
Premises and equipment, net	14,450	14,362
Bank-owned life insurance	54,375	53,695
Accrued interest receivable	12,068	8,917
Foreclosed real estate	0	68
Prepaid expenses and other assets	18,616	15,237
Total assets	2,616,315	2,571,740
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest-bearing deposits	166,295	187,697
Interest-bearing deposits	2,099,099	2,024,907
Total deposits	2,265,394	2,212,604
Borrowings from Federal Home Loan Bank, short-term	107,600	123,700
Subordinated notes payable, net	49,403	49,310
Accrued expenses and other liabilities	25,711	28,412
Total liabilities	2,448,108	2,414,026
SHAREHOLDERS' EQUITY
Preferred stock, Authorized - 1,000,000 shares; Issued - None	0	0
Common stock, par value $0.10 per share; Authorized - 12,000,000 shares; Issued - 8,611,340; Outstanding - 8,513,414 shares at December 31, 2022, and June 30, 2022	861	861
Additional paid-in capital	11,017	11,017
Retained earnings	180,263	165,127
Accumulated other comprehensive loss	(23,026)	(18,383)
Treasury stock, at cost 97,926 shares at December 31, 2022, and June 30, 2022	(908)	(908)
Total shareholders' equity	168,207	157,714
Total liabilities and shareholders' equity	$ 2,616,315	$ 2,571,740