Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Sep. 30, 2022	Jun. 30, 2022
ASSETS
Total cash and cash equivalents	$ 66,924	$ 69,009
Long term certificates of deposit	3,856	4,107
Securities available-for-sale, at fair value	333,603	408,062
Securities held-to-maturity, at amortized cost (fair value $673,436 at September 30, 2022; $710,453 at June 30, 2022)	752,869	761,852
Equity securities, at fair value	254	273
Federal Home Loan Bank stock, at cost	2,445	6,803
Loans	1,349,929	1,251,987
Allowance for loan losses	(22,147)	(22,761)
Unearned origination fees and costs, net	69	129
Net loans receivable	1,327,851	1,229,355
Premises and equipment, net	14,303	14,362
Bank owned life insurance	54,034	53,695
Accrued interest receivable	10,536	8,917
Foreclosed real estate	0	68
Prepaid expenses and other assets	17,546	15,237
Total assets	2,584,221	2,571,740
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest-bearing deposits	183,186	187,697
Interest-bearing deposits	2,143,677	2,024,907
Total deposits	2,326,863	2,212,604
Borrowings from Federal Home Loan Bank, short-term	23,400	123,700
Subordinated notes payable, net	49,356	49,310
Accrued expenses and other liabilities	25,016	28,412
Total liabilities	2,424,635	2,414,026
SHAREHOLDERS' EQUITY
Preferred stock, Authorized - 1,000,000 shares; Issued - None	0	0
Common stock, par value $0.10 per share; Authorized - 12,000,000 shares; Issued - 8,611,340; Outstanding - 8,513,414 shares at September 30, 2022, and June 30, 2022	861	861
Additional paid-in capital	11,017	11,017
Retained earnings	173,617	165,127
Accumulated other comprehensive loss	(25,001)	(18,383)
Treasury stock, at cost 97,926 shares at September 30, 2022, and June 30, 2022	(908)	(908)
Total shareholders' equity	159,586	157,714
Total liabilities and shareholders' equity	$ 2,584,221	$ 2,571,740