Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Cash flows from operating activities:
Net Income	$ 27,986	$ 23,942
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	826	775
Deferred income tax benefit	(682)	(2,025)
Net amortization of investment premiums and discounts	3,386	3,573
Net accretion of deferred loan costs and fees	(3,320)	(3,767)
Amortization of subordinated debt issuance costs	165	67
Provision for loan losses	3,278	3,974
Bank owned life insurance income	(1,269)	(425)
Net loss (gain) on equity securities	34	(40)
Net gain on sale of foreclosed real estate	(39)	(66)
Net decrease in accrued income taxes	(1)	(606)
Net (increase) decrease in accrued interest receivable	(1,136)	426
Net decrease (increase) in prepaid expenses and other assets	176	(934)
Net increase in accrued expenses and other liabilities	5,950	2,859
Net cash provided by operating activities	35,354	27,753
Securities available-for-sale:
Proceeds from maturities	242,983	217,201
Purchases of securities	(315,639)	(412,520)
Principal payments on securities	29,912	27,276
Securities held-to-maturity:
Proceeds from maturities	54,207	41,138
Purchases of securities	(353,573)	(214,120)
Principal payments on securities	32,596	58,133
Net (purchase) redemption of Federal Home Loan Bank Stock	(5,712)	135
Purchase of long term certificates of deposit	0	(1,231)
Maturity of long term certificate of deposit	425	735
Purchase of bank owned life insurance	(12,000)	(40,000)
Net increase in loans receivable	(143,406)	(92,932)
Proceeds from sale of foreclosed real estate	75	302
Purchases of premises and equipment	(1,051)	(1,254)
Net cash used in investing activities	(471,183)	(417,137)
Cash flows from financing activities:
Net increase in short-term FHLB advances	123,700	0
Net decrease in short-term advances from other banks	(3,000)	(14,884)
Repayment of long-term FHLB advances	0	(7,600)
Net proceeds from subordinated notes payable	29,501	19,577
Payment of cash dividends	(2,634)	(2,430)
Net increase in deposits	207,496	504,033
Net cash provided by financing activities	355,063	498,696
Net (decrease) increase in cash and cash equivalents	(80,766)	109,312
Cash and cash equivalents at beginning of year	149,775	40,463
Cash and cash equivalents at end of year	69,009	149,775
Non-cash investing activities:
Foreclosed loans transferred to foreclosed real estate	40	300
Cash paid during period for:
Interest	5,182	4,956
Income taxes	$ 5,602	$ 6,304