Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Jun. 30, 2022	Jun. 30, 2021
ASSETS
Total cash and cash equivalents	$ 69,009	$ 149,775
Long term certificates of deposit	4,107	4,553
Securities available-for-sale, at fair value	408,062	390,890
Securities held-to-maturity, at amortized cost (fair value $710,453 at June 30, 2022; $519,042 at June 30, 2021)	761,852	496,914
Equity securities, at fair value	273	307
Federal Home Loan Bank stock, at cost	6,803	1,091
Loans	1,251,987	1,108,408
Allowance for loan losses	(22,761)	(19,668)
Unearned origination fees and costs, net	129	(2,793)
Net loans receivable	1,229,355	1,085,947
Premises and equipment, net	14,362	14,137
Bank owned life insurance	53,695	40,425
Accrued interest receivable	8,917	7,781
Foreclosed real estate	68	64
Prepaid expenses and other assets	15,237	8,451
Total assets	2,571,740	2,200,335
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest-bearing deposits	187,697	174,114
Interest-bearing deposits	2,024,907	1,830,994
Total deposits	2,212,604	2,005,108
Borrowings from Federal Home Loan Bank, short-term	123,700	0
Borrowings from other banks, short-term	0	3,000
Subordinated notes payable, net	49,310	19,644
Accrued expenses and other liabilities	28,412	22,999
Total liabilities	2,414,026	2,050,751
SHAREHOLDERS' EQUITY
Preferred stock, Authorized - 1,000,000 shares; Issued - None	0	0
Common stock, par value $.10 per share; Authorized - 12,000,000 shares; Issued - 8,611,340 Outstanding - 8,513,414 shares at June 30, 2022 and June 30, 2021	861	861
Additional paid-in capital	11,017	11,017
Retained earnings	165,127	139,775
Accumulated other comprehensive loss	(18,383)	(1,161)
Treasury stock, at cost 97,926 shares at June 30, 2022 and at June 30, 2021	(908)	(908)
Total shareholders' equity	157,714	149,584
Total liabilities and shareholders' equity	$ 2,571,740	$ 2,200,335