Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Cash flows from operating activities:
Net Income	$ 13,991	$ 11,070
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	414	361
Deferred income tax benefit	378	66
Net amortization of investment premiums and discounts	1,720	1,643
Net accretion amortization of deferred loan costs and fees	(2,591)	(1,223)
Amortization of subordinated debt issuance costs	72	25
Provision for loan losses	2,268	2,505
Bank owned life insurance income	(616)	0
Net loss (gain) on equity securities	15	(24)
Gain on sale of foreclosed real estate	(11)	0
Net decrease in accrued income taxes	(354)	(967)
Net increase in accrued interest receivable	(611)	(268)
Net increase in prepaid expenses and other assets	(848)	(1,584)
Net decrease in other liabilities	(469)	(256)
Net cash provided by operating activities	13,358	11,348
Securities available-for-sale:
Proceeds from maturities	131,136	105,424
Purchases of securities	(157,113)	(220,194)
Principal payments on securities	10,835	8,352
Securities held-to-maturity:
Proceeds from maturities	22,288	17,136
Purchases of securities	(202,218)	(76,035)
Principal payments on securities	9,739	32,899
Net (purchase) redemption of Federal Home Loan Bank Stock	(1,800)	68
Maturity of long term certificates of deposit	180	245
Purchase of long term certificates of deposit	0	(268)
Purchase of bank owned life insurance	(9,500)	0
Net increase in loans receivable	(36,695)	(39,553)
Proceeds from sale of foreclosed real estate	75	0
Purchases of premises and equipment	(262)	(755)
Net cash used by investing activities	(233,335)	(172,681)
Cash flows from financing activities:
Net increase in short-term FHLB advances	40,000	0
Net decrease in short-term advances other banks	(3,000)	(17,884)
Repayment of long-term FHLB advances	0	(1,500)
Net proceeds from subordinated notes payable	29,501	19,576
Payment of cash dividends	(1,020)	(941)
Net increase in deposits	68,249	178,643
Net cash provided by financing activities	133,730	177,894
Net (decrease) increase in cash and cash equivalents	(86,247)	16,561
Cash and cash equivalents at beginning of period	149,775	40,463
Cash and cash equivalents at end of period	63,528	57,024
Non-cash investing activities:
Foreclosed loans transferred to foreclosed real estate	0	300
Cash paid during period for:
Interest	2,283	2,614
Income taxes	$ 2,438	$ 2,616