Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Dec. 31, 2021	Jun. 30, 2021
ASSETS
Cash and due from banks	$ 63,518	$ 149,765
Federal funds sold	10	10
Total cash and cash equivalents	63,528	149,775
Long term certificates of deposit	4,362	4,553
Securities available-for-sale, at fair value	401,624	390,890
Securities held-to-maturity, at amortized cost (fair value $684,255 at December 31, 2021; $519,042 at June 30, 2021)	666,294	496,914
Equity securities, at fair value	292	307
Federal Home Loan Bank stock, at cost	2,891	1,091
Loans	1,145,196	1,108,408
Allowance for loan losses	(21,684)	(19,668)
Unearned origination fees and costs, net	(547)	(2,793)
Net loans receivable	1,122,965	1,085,947
Premises and equipment, net	13,985	14,137
Bank owned life insurance	50,541	40,425
Accrued interest receivable	8,392	7,781
Foreclosed real estate	0	64
Prepaid expenses and other assets	10,214	8,451
Total assets	2,345,088	2,200,335
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest-bearing deposits	179,777	174,114
Interest-bearing deposits	1,893,580	1,830,994
Total deposits	2,073,357	2,005,108
Borrowings from Federal Home Loan Bank, short-term	40,000	0
Borrowings from other banks, short-term	0	3,000
Subordinated notes payable, net	49,217	19,644
Accrued expenses and other liabilities	22,531	22,999
Total liabilities	2,185,105	2,050,751
SHAREHOLDERS' EQUITY
Preferred stock, Authorized - 1,000,000 shares; Issued - None	0	0
Common stock, par value $0.10 per share; Authorized - 12,000,000 shares; Issued - 8,611,340; Outstanding - 8,513,414 shares at December 31, 2021, and June 30, 2021	861	861
Additional paid-in capital	11,017	11,017
Retained earnings	152,746	139,775
Accumulated other comprehensive loss	(3,733)	(1,161)
Treasury stock, at cost 97,926 shares at December 31, 2021, and June 30, 2021	(908)	(908)
Total shareholders' equity	159,983	149,584
Total liabilities and shareholders' equity	$ 2,345,088	$ 2,200,335