Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Cash flows from operating activities:
Net Income	$ 7,114	$ 4,875
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	205	172
Deferred income tax benefit	(355)	(722)
Net amortization of investment premiums and discounts	860	664
Net (accretion) amortization of deferred loan costs and fees	(1,388)	89
Amortization of subordinated debt issuance costs	25	3
Provision for loan losses	988	1,243
Bank owned life insurance income	(301)	0
Net loss (gain) on equity securities	10	(6)
Net increase in accrued income taxes	239	36
Net decrease (increase) in accrued interest receivable	(524)	(188)
Net decrease (increase) in prepaid expenses and other assets	776	(583)
Net decrease in other liabilities	(752)	(84)
Net cash provided by operating activities	6,897	5,499
Securities available-for-sale:
Proceeds from maturities	71,939	58,292
Purchases of securities	(102,400)	(103,878)
Principal payments on securities	6,646	2,131
Securities held-to-maturity:
Proceeds from maturities	9,322	8,046
Purchases of securities	(95,756)	(28,822)
Principal payments on securities	7,077	13,899
Net redemption of Federal Home Loan Bank Stock	0	68
Maturity of long term certificates of deposit	180	245
Purchase of long term certificates of deposit	0	(269)
Purchase of bank owned life insurance	(7,000)	0
Net increase in loans receivable	(10,469)	(36,592)
Purchases of premises and equipment	(229)	(611)
Net cash used by investing activities	(120,690)	(87,491)
Cash flows from financing activities:
Net decrease in short-term advances other banks	(3,000)	(17,884)
Repayment of long-term FHLB advances	0	(1,500)
Net proceeds from subordinated notes payable	29,501	19,630
Payment of cash dividends	(508)	(468)
Net increase in deposits	51,354	117,918
Net cash provided by financing activities	77,347	117,696
Net (decrease) increase in cash and cash equivalents	(36,446)	35,704
Cash and cash equivalents at beginning of period	149,775	40,463
Cash and cash equivalents at end of period	113,329	76,167
Cash paid during period for:
Interest	1,374	1,511
Income taxes	$ 1,381	$ 1,329