Regulatory Matters (Tables)

12 Months Ended

Jun. 30, 2021

Regulatory Matters [Abstract]

Compliance with Regulatory Capital Requirements under Banking Regulations

											To Be Well
											Capitalized Under
						For Capital					Prompt Corrective					Capital Conservation
(Dollars in thousands)	Actual					Adequacy Purposes					Action Provisions					Buffer
The Bank of Greene County	Amount		Ratio			Amount		Ratio			Amount		Ratio			Actual			Required
As of June 30, 2021:
Total risk-based capital	$	184,063		16.9	%	$	87,384		8.0	%	$	109,230		10.0	%		8.85	%		2.50	%
Tier 1 risk-based capital		170,335		15.6			65,538		6.0			87,384		8.0			9.59			2.50
Common equity tier 1 capital		170,335		15.6			49,154		4.5			71,000		6.5			11.09			2.50
Tier 1 leverage ratio(1)		170,335		8.0			85,382		4.0			106,728		5.0			3.98			2.50
As of June 30, 2020:
Total risk-based capital	$	142,524		16.0	%	$	71,393		8.0	%	$	89,241		10.0	%		7.97	%		2.50	%
Tier 1 risk-based capital		131,305		14.7			53,545		6.0			71,393		8.0			8.71			2.50
Common equity tier 1 capital		131,305		14.7			40,158		4.5			58,007		6.5			10.21			2.50
Tier 1 leverage ratio		131,305		8.1			65,238		4.0			81,547		5.0			4.05			2.50
Greene County Commercial Bank
As of June 30, 2021:
Total risk-based capital	$	68,116		40.2	%	$	13,566		8.0	%	$	16,958		10.0	%		32.17	%		2.50	%
Tier 1 risk-based capital		68,116		40.2			10,175		6.0			13,566		8.0			34.17			2.50
Common equity tier 1 capital		68,116		40.2			7,631		4.5			11,023		6.5			35.67			2.50
Tier 1 leverage ratio		68,116		7.9			34,412		4.0			43,015		5.0			3.92			2.50
As of June 30, 2020:
Total risk-based capital	$	60,832		45.3	%	$	10,754		8.0	%	$	13,442		10.0	%		37.26	%		2.50	%
Tier 1 risk-based capital		60,832		45.3			8,065		6.0			10,754		8.0			39.26			2.50
Common equity tier 1 capital		60,832		45.3			6,049		4.5			8,737		6.5			40.76			2.50
Tier 1 leverage ratio		60,832		9.0			26,976		4.0			33,720		5.0			5.02			2.50

⁽¹⁾ Average assets have been adjusted for PPPLF borrowings in calculation of Tier 1 Leverage Ratio.