Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Jun. 30, 2021	Jun. 30, 2020
ASSETS
Total cash and cash equivalents	$ 149,775	$ 40,463
Long term certificates of deposit	4,553	4,070
Securities available-for-sale, at fair value	390,890	226,709
Securities held-to-maturity, at amortized cost (fair value $519,042 at June 30, 2021; $405,512 at June 30, 2020)	496,914	383,657
Equity securities, at fair value	307	267
Federal Home Loan Bank stock, at cost	1,091	1,226
Loans	1,108,408	1,012,660
Allowance for loan losses	(19,668)	(16,391)
Unearned origination fees and costs, net	(2,793)	(2,747)
Net loans receivable	1,085,947	993,522
Premises and equipment, net	14,137	13,658
Bank owned life insurance	40,425	0
Accrued interest receivable	7,781	8,207
Foreclosed real estate	64	0
Prepaid expenses and other assets	8,451	5,024
Total assets	2,200,335	1,676,803
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest-bearing deposits	174,114	138,187
Interest-bearing deposits	1,830,994	1,362,888
Total deposits	2,005,108	1,501,075
Borrowings from other banks, short-term	3,000	17,884
Borrowings from Federal Home Loan Bank, long-term	0	7,600
Subordinated notes payable, net	19,644	0
Accrued expenses and other liabilities	22,999	21,439
Total liabilities	2,050,751	1,547,998
SHAREHOLDERS' EQUITY
Preferred stock, Authorized - 1,000,000 shares; Issued - None	0	0
Common stock, par value $.10 per share; Authorized - 12,000,000 shares; Issued - 8,611,340 Outstanding - 8,513,414 shares at June 30, 2021 and June 30, 2020	861	861
Additional paid-in capital	11,017	11,017
Retained earnings	139,775	118,263
Accumulated other comprehensive loss	(1,161)	(428)
Treasury stock, at cost 97,926 shares at June 30, 2021 and at June 30, 2020	(908)	(908)
Total shareholders' equity	149,584	128,805
Total liabilities and shareholders' equity	$ 2,200,335	$ 1,676,803