XML 59 R47.htm IDEA: XBRL DOCUMENT v3.21.1
Loans and Allowance for Loan Losses, Activity and Allocation of Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Mar. 31, 2021
Mar. 31, 2020
Jun. 30, 2020
Allowance for Loan Losses [Abstract]          
Increase in provision for credit losses to reserve for losses resulting from COVID-19 pandemic $ 1,400 $ 1,400 $ 3,900 $ 2,700  
Activity of allowance for loan losses by loan category [Roll Forward]          
Balance, beginning of period 18,270 13,984 16,391 13,200  
Charge-offs 101 240 773 793  
Recoveries 65 36 111 132  
Provision 1,434 1,425 3,939 2,666  
Balance, end of period 19,668 15,205 19,668 15,205  
Allocation of allowance for loan losses by loan category [Abstract]          
Allowance for loan losses, ending balance, impairment analysis individually evaluated 287   287   $ 228
Allowance for loan losses, ending balance, impairment analysis collectively evaluated 19,381   19,381   16,163
Loans receivable, ending balance, impairment analysis individually evaluated 3,919   3,919   3,270
Loans receivable, ending balance, impairment analysis collectively evaluated $ 1,086,961   $ 1,086,961   1,009,390
Smaller Commercial Loans [Member] | Unsecured [Member]          
Allowance for Loan Losses [Abstract]          
Threshold period to charge off loans against allowance for loan losses 90 days   90 days    
Residential Real Estate [Member] | Residential Real Estate [Member]          
Activity of allowance for loan losses by loan category [Roll Forward]          
Balance, beginning of period $ 1,998 1,470 $ 2,091 2,026  
Charge-offs 0 0 26 101  
Recoveries 3 3 10 13  
Provision (16) 391 (90) (74)  
Balance, end of period 1,985 1,864 1,985 1,864  
Allocation of allowance for loan losses by loan category [Abstract]          
Allowance for loan losses, ending balance, impairment analysis individually evaluated 113   113   127
Allowance for loan losses, ending balance, impairment analysis collectively evaluated 1,872   1,872   1,964
Loans receivable, ending balance, impairment analysis individually evaluated 1,108   1,108   1,863
Loans receivable, ending balance, impairment analysis collectively evaluated 304,159   304,159   277,469
Residential Real Estate [Member] | Construction and Land [Member]          
Activity of allowance for loan losses by loan category [Roll Forward]          
Balance, beginning of period 90 93 141 87  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision 11 8 (40) 14  
Balance, end of period 101 101 101 101  
Allocation of allowance for loan losses by loan category [Abstract]          
Allowance for loan losses, ending balance, impairment analysis individually evaluated 0   0   0
Allowance for loan losses, ending balance, impairment analysis collectively evaluated 101   101   141
Loans receivable, ending balance, impairment analysis individually evaluated 0   0   0
Loans receivable, ending balance, impairment analysis collectively evaluated 8,467   8,467   11,847
Residential Real Estate [Member] | Multi-family [Member]          
Activity of allowance for loan losses by loan category [Roll Forward]          
Balance, beginning of period 276 147 176 180  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision 38 6 138 (27)  
Balance, end of period 314 153 314 153  
Allocation of allowance for loan losses by loan category [Abstract]          
Allowance for loan losses, ending balance, impairment analysis individually evaluated 0   0   0
Allowance for loan losses, ending balance, impairment analysis collectively evaluated 314   314   176
Loans receivable, ending balance, impairment analysis individually evaluated 0   0   123
Loans receivable, ending balance, impairment analysis collectively evaluated 37,470   37,470   24,981
Commercial Real Estate [Member] | Real Estate [Member]          
Activity of allowance for loan losses by loan category [Roll Forward]          
Balance, beginning of period 10,207 7,510 8,634 7,110  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision 1,572 453 3,145 853  
Balance, end of period 11,779 7,963 11,779 7,963  
Allocation of allowance for loan losses by loan category [Abstract]          
Allowance for loan losses, ending balance, impairment analysis individually evaluated 0   0   0
Allowance for loan losses, ending balance, impairment analysis collectively evaluated 11,779   11,779   8,634
Loans receivable, ending balance, impairment analysis individually evaluated 300   300   344
Loans receivable, ending balance, impairment analysis collectively evaluated 454,492   454,492   381,071
Commercial Real Estate [Member] | Construction [Member]          
Activity of allowance for loan losses by loan category [Roll Forward]          
Balance, beginning of period 1,847 1,467 2,053 872  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision 94 355 (112) 950  
Balance, end of period 1,941 1,822 1,941 1,822  
Allocation of allowance for loan losses by loan category [Abstract]          
Allowance for loan losses, ending balance, impairment analysis individually evaluated 27   27   15
Allowance for loan losses, ending balance, impairment analysis collectively evaluated 1,914   1,914   2,038
Loans receivable, ending balance, impairment analysis individually evaluated 102   102   102
Loans receivable, ending balance, impairment analysis collectively evaluated $ 66,811   $ 66,811   74,818
Consumer Loan [Member] | Unsecured [Member]          
Allowance for Loan Losses [Abstract]          
Threshold period to charge off loans against allowance for loan losses 90 days   90 days    
Consumer Loan [Member] | Home Equity [Member]          
Activity of allowance for loan losses by loan category [Roll Forward]          
Balance, beginning of period $ 265 270 $ 295 314  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision (64) 3 (94) (41)  
Balance, end of period 201 273 201 273  
Allocation of allowance for loan losses by loan category [Abstract]          
Allowance for loan losses, ending balance, impairment analysis individually evaluated 74   74   73
Allowance for loan losses, ending balance, impairment analysis collectively evaluated 127   127   222
Loans receivable, ending balance, impairment analysis individually evaluated 550   550   559
Loans receivable, ending balance, impairment analysis collectively evaluated 18,407   18,407   21,547
Consumer Loan [Member] | Consumer Installment [Member]          
Activity of allowance for loan losses by loan category [Roll Forward]          
Balance, beginning of period 256 366 197 250  
Charge-offs 101 111 247 359  
Recoveries 62 33 101 83  
Provision (59) 12 107 326  
Balance, end of period 157 300 157 300  
Allocation of allowance for loan losses by loan category [Abstract]          
Allowance for loan losses, ending balance, impairment analysis individually evaluated 0   0   0
Allowance for loan losses, ending balance, impairment analysis collectively evaluated 157   157   197
Loans receivable, ending balance, impairment analysis individually evaluated 0   0   0
Loans receivable, ending balance, impairment analysis collectively evaluated 4,499   $ 4,499   4,817
Consumer Loan [Member] | Consumer Installment [Member] | Unsecured [Member]          
Allowance for Loan Losses [Abstract]          
Threshold period to charge off overdrawn deposit accounts against allowance for loan losses     60 days    
Commercial Loans [Member]          
Activity of allowance for loan losses by loan category [Roll Forward]          
Balance, beginning of period 3,331 2,661 $ 2,804 2,361  
Charge-offs 0 129 500 333  
Recoveries 0 0 0 36  
Provision (141) 164 886 632  
Balance, end of period 3,190 2,696 3,190 2,696  
Allocation of allowance for loan losses by loan category [Abstract]          
Allowance for loan losses, ending balance, impairment analysis individually evaluated 73   73   13
Allowance for loan losses, ending balance, impairment analysis collectively evaluated 3,117   3,117   2,791
Loans receivable, ending balance, impairment analysis individually evaluated 1,859   1,859   279
Loans receivable, ending balance, impairment analysis collectively evaluated $ 192,656   $ 192,656   $ 212,840
Unallocated [Member]          
Activity of allowance for loan losses by loan category [Roll Forward]          
Balance, beginning of period   0   0  
Charge-offs   0   0  
Recoveries   0   0  
Provision   33   33  
Balance, end of period   $ 33   $ 33