Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Dec. 31, 2020	Jun. 30, 2020
ASSETS
Cash and due from banks	$ 57,014	$ 40,463
Federal funds sold	10	0
Total cash and cash equivalents	57,024	40,463
Long term certificates of deposit	4,093	4,070
Securities available-for-sale, at fair value	332,104	226,709
Securities held-to-maturity, at amortized cost (fair value $433,929 at December 31, 2020; $405,512 at June 30, 2020)	408,769	383,657
Equity securities, at fair value	292	267
Federal Home Loan Bank stock, at cost	1,158	1,226
Loans	1,051,167	1,012,660
Allowance for loan losses	(18,270)	(16,391)
Unearned origination fees and costs, net	(1,378)	(2,747)
Net loans receivable	1,031,519	993,522
Premises and equipment, net	14,052	13,658
Accrued interest receivable	8,475	8,207
Foreclosed real estate	385	0
Prepaid expenses and other assets	7,058	5,024
Total assets	1,864,929	1,676,803
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest-bearing deposits	157,778	138,187
Interest-bearing deposits	1,521,940	1,362,888
Total deposits	1,679,718	1,501,075
Borrowings from other banks, short-term	0	17,884
Borrowings from Federal Home Loan Bank, long-term	6,100	7,600
Subordinated notes payable, net	19,601	0
Accrued expenses and other liabilities	20,774	21,439
Total liabilities	1,726,193	1,547,998
SHAREHOLDERS' EQUITY
Preferred stock, Authorized - 1,000,000 shares; Issued - None	0	0
Common stock, par value $.10 per share; Authorized - 12,000,000 shares; Issued - 8,611,340; Outstanding - 8,513,414 shares at December 31, 2020, and June 30, 2020	861	861
Additional paid-in capital	11,017	11,017
Retained earnings	128,392	118,263
Accumulated other comprehensive loss	(626)	(428)
Treasury stock, at cost 97,926 shares at December 31, 2020, and June 30, 2020	(908)	(908)
Total shareholders' equity	138,736	128,805
Total liabilities and shareholders' equity	$ 1,864,929	$ 1,676,803