Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2020	Jun. 30, 2020
ASSETS
Cash and due from banks	$ 76,157	$ 40,463
Federal funds sold	10	0
Total cash and cash equivalents	76,167	40,463
Long term certificates of deposit	4,094	4,070
Securities available-for-sale, at fair value	269,670	226,709
Securities held-to-maturity, at amortized cost (fair value $413,566 at September 30, 2020; $405,512 at June 30, 2020)	390,107	383,657
Equity securities, at fair value	273	267
Federal Home Loan Bank stock, at cost	1,158	1,226
Loans	1,049,113	1,012,660
Allowance for loan losses	(17,596)	(16,391)
Unearned origination fees and costs, net	(2,735)	(2,747)
Net loans receivable	1,028,782	993,522
Premises and equipment, net	14,097	13,658
Accrued interest receivable	8,395	8,207
Prepaid expenses and other assets	6,397	5,024
Total assets	1,799,140	1,676,803
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest-bearing deposits	155,669	138,187
Interest-bearing deposits	1,463,324	1,362,888
Total deposits	1,618,993	1,501,075
Borrowings from other banks, short-term	0	17,884
Borrowings from Federal Home Loan Bank, long-term	6,100	7,600
Subordinated notes payable, net	19,633	0
Accrued expenses and other liabilities	21,392	21,439
Total liabilities	1,666,118	1,547,998
SHAREHOLDERS' EQUITY
Preferred stock, Authorized - 1,000,000 shares; Issued - None	0	0
Common stock, par value $.10 per share; Authorized - 12,000,000 shares; Issued - 8,611,340 Outstanding - 8,513,414 shares at September 30, 2020, and June 30, 2020	861	861
Additional paid-in capital	11,017	11,017
Retained earnings	122,670	118,263
Accumulated other comprehensive loss	(618)	(428)
Treasury stock, at cost 97,926 shares at September 30, 2020, and June 30, 2020	(908)	(908)
Total shareholders' equity	133,022	128,805
Total liabilities and shareholders' equity	$ 1,799,140	$ 1,676,803