Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Cash flows from operating activities:
Net Income	$ 18,727	$ 17,484
Adjustments to reconcile net income to net cash provided by operating activities
Depreciation	713	638
Deferred income tax benefit	(1,026)	(967)
Net amortization of securities premiums and discounts	1,228	303
Net amortization of deferred loan costs and fees	510	495
Provision for loan losses	3,905	1,659
Net gain on equity securities	(14)	(36)
Net (gain) loss on sale of foreclosed real estate	(19)	35
Net decrease in accrued income taxes	936	109
Net increase in accrued interest receivable	(2,354)	(796)
Net increase in prepaid expenses and other assets	(1,527)	(43)
Net increase in accrued expenses and other liabilities	5,644	2,744
Net cash provided by operating activities	26,723	21,625
Securities available-for-sale:
Proceeds from maturities	122,384	105,479
Purchases of securities	(234,196)	(108,958)
Principal payments on securities	8,794	2,793
Securities held-to-maturity:
Proceeds from maturities	34,240	25,785
Purchases of securities	(157,297)	(82,365)
Principal payments on securities	42,661	26,650
Net redemption (purchase) of Federal Home Loan Bank Stock	533	(214)
Purchase of long term certificate of deposit	(1,440)	(735)
Maturity of long term certificate of deposit	245	245
Net increase in loans receivable	(212,414)	(83,495)
Proceeds from sale of foreclosed real estate	287	65
Purchases of premises and equipment	(1,116)	(589)
Net cash used in investing activities	(397,319)	(115,339)
Cash flows from financing activities:
Net (decrease) increase in short-term FHLB advances	(8,000)	8,000
Proceeds from long-term FHLB advances	0	950
Repayment of long-term FHLB advances	(6,000)	(5,500)
Net increase in short-term advances from other banks	17,884	0
Purchase of treasury stock	(631)	0
Payment of cash dividends	(2,238)	(2,037)
Net increase in deposits	380,506	95,335
Net cash provided by (used in) financing activities	381,521	96,748
Net increase in cash and cash equivalents	10,925	3,034
Cash and cash equivalents at beginning of year	29,538	26,504
Cash and cash equivalents at end of year	40,463	29,538
Non-cash investing activities:
Foreclosed loans transferred to other real estate	215	34
Cash paid during period for:
Interest	8,472	6,286
Income taxes	$ 3,119	$ 4,400