Regulatory Matters (Tables)

12 Months Ended

Jun. 30, 2020

Regulatory Matters [Abstract]

Compliance with Regulatory Capital Requirements under Banking Regulations

(Dollars in thousands)	Actual					For Capital Adequacy Purposes					To Be Well Capitalized Under Prompt Corrective Action Provisions					Capital Conservation Buffer
The Bank of Greene County	Amount		Ratio			Amount		Ratio			Amount		Ratio			Actual			Required
As of June 30, 2020:
Total risk-based capital	$	142,524		16.0	%	$	71,393		8.0	%	$	89,241		10.0	%		7.97	%		2.50	%
Tier 1 risk-based capital		131,305		14.7			53,545		6.0			71,393		8.0			8.71			2.50
Common equity tier 1 capital		131,305		14.7			40,158		4.5			58,007		6.5			10.21			2.50
Tier 1 leverage ratio(1)		131,305		8.1			65,238		4.0			81,547		5.0			4.05			2.50
As of June 30, 2019:
Total risk-based capital	$	118,113		15.8	%	$	59,842		8.0	%	$	74,802		10.0	%		7.79	%		2.50	%
Tier 1 risk-based capital		108,716		14.5			44,881		6.0			59,842		8.0			8.53			2.50
Common equity tier 1 capital		108,716		14.5			33,661		4.5			48,621		6.5			10.03			2.50
Tier 1 leverage ratio		108,716		8.7			50,049		4.0			62,561		5.0			4.68			2.50
Greene County Commercial Bank
As of June 30, 2020:
Total risk-based capital	$	60,832		45.3	%	$	10,754		8.0	%	$	13,442		10.0	%		37.26	%		2.50	%
Tier 1 risk-based capital		60,832		45.3			8,065		6.0			10,754		8.0			39.26			2.50
Common equity tier 1 capital		60,832		45.3			6,049		4.5			8,737		6.5			40.76			2.50
Tier 1 leverage ratio		60,832		9.0			26,976		4.0			33,720		5.0			5.02			2.50
As of June 30, 2019:
Total risk-based capital	$	47,366		47.4	%	$	7,996		8.0	%	$	9,996		10.0	%		39.39	%		2.50	%
Tier 1 risk-based capital		47,366		47.4			5,997		6.0			7,996		8.0			41.39			2.50
Common equity tier 1 capital		47,366		47.4			4,498		4.5			6,497		6.5			42.89			2.50
Tier 1 leverage ratio		47,366		9.6			19,678		4.0			24,597		5.0			5.63			2.50

⁽¹⁾ Average assets have been adjusted for PPPLF borrowings in calculation of Tier 1 Leverage Ratio.