Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Jun. 30, 2020	Jun. 30, 2019
ASSETS
Total cash and cash equivalents	$ 40,463	$ 29,538
Long term certificates of deposit	4,070	2,875
Securities available-for-sale, at fair value	226,709	122,728
Securities held-to-maturity, at amortized cost (fair value $405,512 at June 30, 2020; $313,613 at June 30, 2019)	383,657	304,208
Equity securities, at fair value	267	253
Federal Home Loan Bank stock, at cost	1,226	1,759
Loans	1,012,660	798,105
Allowance for loan losses	(16,391)	(13,200)
Unearned origination fees and costs, net	(2,747)	833
Net loans receivable	993,522	785,738
Premises and equipment, net	13,658	13,255
Accrued interest receivable	8,207	5,853
Foreclosed real estate	0	53
Prepaid expenses and other assets	5,024	3,202
Total assets	1,676,803	1,269,462
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest-bearing deposits	138,187	107,469
Interest-bearing deposits	1,362,888	1,013,100
Total deposits	1,501,075	1,120,569
Borrowings from Federal Home Loan Bank, short-term	0	8,000
Borrowings from other banks, short-term	17,884	0
Borrowings from Federal Home Loan Bank, long-term	7,600	13,600
Accrued expenses and other liabilities	21,439	14,924
Total liabilities	1,547,998	1,157,093
SHAREHOLDERS' EQUITY
Preferred stock, Authorized - 1,000,000 shares; Issued - None	0	0
Common stock, par value $.10 per share; Authorized - 12,000,000 shares; Issued - 8,611,340 Outstanding - 8,513,414 shares at June 30, 2020, and 8,537,814 at June 30, 2019	861	861
Additional paid-in capital	11,017	11,017
Retained earnings	118,263	101,774
Accumulated other comprehensive loss	(428)	(1,006)
Treasury stock, at cost 97,926 shares at June 30, 2020, and 73,526 shares at June 30, 2019	(908)	(277)
Total shareholders' equity	128,805	112,369
Total liabilities and shareholders' equity	$ 1,676,803	$ 1,269,462