Note 6. Deposits

Major classifications of deposits at June 30, 2020 and 2019 are summarized as follows:

(In thousands)	2020		2019
Noninterest-bearing deposits	$	138,187	$	107,469
Certificates of deposit		35,625		36,542
Savings deposits		241,371		214,680
Money market deposits		133,970		114,915
NOW deposits		951,922		646,963
Total deposits	$	1,501,075	$	1,120,569

Advance payments by borrowers for taxes and insurance totaling $8,405,000 and $8,279,000 at June 30, 2020 and 2019, respectively, are included in savings deposits.

Related party deposits were not material at June 30, 2020 and 2019.

The following indicates the amount of certificates of deposit by time remaining to maturity as of June 30, 2020.

(In thousands)	3 Months or Less		3 to 6 Months			7 to 12 Months			Over 12 Months			Total
Certificates of deposit less than $100,000	$	4,549		$	3,492		$	4,606		$	10,523		$	23,170
Certificates of deposit $100,000 or more		2,507			1,367			2,538			6,043			12,455
Total certificates of deposit	$	7,056		$	4,859		$	7,144		$	16,566		$	35,625

The aggregate amount of certificates of deposit in denominations of $250,000 or more (the amount which exceeds the FDIC insurance limit) was $670,000 and $1,327,000 at June 30, 2020 and 2019, respectively.

Scheduled maturities of certificates of deposit at June 30, 2020 were as follows:

(In thousands)
The year ended June 30,
2021	$	19,059
2022		5,709
2023		5,897
2024		3,368
2025		1,592
	$	35,625