Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Cash flows from operating activities:
Net Income	$ 9,976	$ 8,964
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	362	318
Deferred income tax expense (benefit)	317	(240)
Net amortization of premiums and discounts	339	119
Net amortization of deferred loan costs and fees	241	235
Provision for loan losses	1,241	708
Net (gain) loss on equity securities	(12)	2
Net (gain) loss on sale of foreclosed real estate	(76)	9
Net (decrease) increase in accrued income taxes	(318)	155
Net increase in accrued interest receivable	(957)	(708)
Net increase in prepaid and other assets	(2,185)	(648)
Net increase (decrease) in accrued expenses and other liabilities	2,323	(7)
Net cash provided by operating activities	11,251	8,907
Securities available-for-sale:
Proceeds from maturities	48,092	56,351
Purchases of securities	(124,023)	(44,462)
Principal payments on securities	5,054	2,003
Securities held-to-maturity:
Proceeds from maturities	18,629	8,286
Purchases of securities	(60,251)	(27,916)
Principal payments on securities	13,586	17,138
Net purchase of Federal Home Loan Bank Stock	(1,795)	(2,328)
Purchase of long term certificate of deposit	(751)	0
Net increase in loans receivable	(67,024)	(46,916)
Proceeds from sale of foreclosed real estate	41	65
Purchases of premises and equipment	(380)	(322)
Net cash used by investing activities	(168,822)	(38,101)
Cash flows from financing activities
Net increase in short-term advances	40,900	54,900
Repayment of long-term FHLB advances	(1,000)	(3,000)
Payment of cash dividends	(1,376)	(1,251)
Purchase of treasury stock	(38)	0
Net increase (decrease) in deposits	124,089	(16,014)
Net cash provided by financing activities	162,575	34,635
Net increase in cash and cash equivalents	5,004	5,441
Cash and cash equivalents at beginning of period	29,538	26,504
Cash and cash equivalents at end of period	34,542	31,945
Non-cash investing activities:
Foreclosed loans transferred to foreclosed real estate	215	34
Cash paid during period for:
Interest	4,371	2,693
Income taxes	$ 1,820	$ 2,049