Note 6. Deposits

Major classifications of deposits at June 30, 2019 and 2018 are summarized as follows:

(In thousands)	2019		2018
Noninterest-bearing deposits	$	107,469	$	102,694
Certificates of deposit		36,542		51,317
Savings deposits		214,680		216,103
Money market deposits		114,915		133,753
NOW deposits		646,963		521,367
Total deposits	$	1,120,569	$	1,025,234

Advance payments by borrowers for taxes and insurance totaling $8,279,000 and $7,597,000 at June 30, 2019 and 2018, respectively, are included in savings deposits.

Related party deposits were not material at June 30, 2019 and 2018.

The following indicates the amount of certificates of deposit by time remaining to maturity as of June 30, 2019.

(In thousands)	3 Months or Less		3 to 6 Months		7 to 12 Months		Over 12 Months		Total
Certificates of deposit less than $100,000	$	3,899	$	3,281	$	4,321	$	12,455	$	23,956
Certificates of deposit $100,000 or more		2,630		1,491		2,607		5,858		12,586
Total certificates of deposit	$	6,529	$	4,772	$	6,928	$	18,313	$	36,542

The aggregate amount of certificates of deposit in denominations of $250,000 or more (the amount which exceeds the FDIC insurance limit) was $1,327,000 and $1,834,000 at June 30, 2019 and 2018, respectively.

Scheduled maturities of certificates of deposit at June 30, 2019 were as follows:

(In thousands)
The year ended June 30,
2020	$	18,229
2021		8,945
2022		4,552
2023		1,591
2024		3,225
	$	36,542